My Money Blog’s Rough Guide To Money

Here is a collection of previous posts I’ve written that I am trying to organize into a more orderly fashion. It’s definitely a work-in-progress, but hopefully it can help you save and invest your money more wisely.

Inspirational

1. Make a Goal!
2. Spend 5 Minutes Towards Your Goal Today.
3. True Cost of Frivolous Spending

Starting Out / Budgeting
Here you are trying to set up your finances, so you can reliable spend less than you earn.

1. Remember the Big Picture
2. Where Is Your Money Going?
3. Free Tools to Manage Your Spending

Deciding On Where To Put It
You now have some money set aside every month. Do you put it towards debt, retirement, emergency fund, or what?

1. Rankings Of Where To Put Your Money First

Banking
Your first line of financial tools is your checking and savings account. A high-yield savings account is also a good place to put your emergency fund.

1. Setting up direct deposit, automatic transfers, etc.
2. Open a savings account for your emergency fund + Earn interest on your existing money

General Investing
Capitalism is an incredible thing, with millions of people working hard everyday to create value. Invest soundly and watch your money grow.

1. A Better Way To View Stock Market Risk
2. Specific Mutual Fund Investment Ideas For Beginners
3. Target Retirement Mutual Funds: T. Rowe Price vs. Vanguard
4. My Top Recommended Books on Investing
5. Model Portfolio Samples From Respected Sources
6. Tax Efficient Mutual Fund Placement For Maximum Return

My Asset Allocation Plan

Section 1: Simplified Theoretical Stuff

1. Disclaimer and General Philosophy
2. Consider Simply Buying The Entire Market
3. Efficient Frontier and Modern Portfolio Theory

Section 2: Choosing An Asset Allocation

1. Deciding On The Stocks/Bonds Ratio
2. Deciding On The Domestic/International Ratio
3. Considering The Diversification Benefits Of Small and Value Stocks
4. Equity Asset Allocation: Comparison of 8 Model Portfolios
5. Investing In Real Estate Through REITs?