The IHG One Rewards Premier Credit Card is the premium IHG hotel co-branded card that includes special IHG perks like a free night award every year you keep the card, Elite status, and every 4th award night free. Here are the highlights:

• 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
• Free Award Night after each account anniversary year at eligible IHG hotels worldwide. Valid at IHG Hotels with a current point redemption cap of 40,000 points. NEW: You can now also pay the difference over 40,000 points to redeem your Anniversary Night at hotels above the 40,000 point redemption level.
• 4th Award Night Free. Enjoy a free reward night when you redeem points for a consecutive four-night IHG(R) hotel stay. That means if you use points to pay for 3 nights in a row, the 4th night is free. You can even book 8 award nights total and get two of them free, and so on. Works on any award level.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases.
• Automatic Platinum Elite status included as a Premier card member. IHG points also don’t expire when you are an Elite member.
• Global Entry, TSA PreCheck® or NEXUS statement credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card.
• No foreign transaction fees.
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
• $99 annual fee.

Please note the following:

This product is available to you if you do not have a current IHG One Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card Credit Card products.

What can you get with IHG points? The best redemption value for IHG points is for free hotel nights. The other options offer significantly less value. While the points don’t translate directly to a dollar value, but overall a conservation valuation is 0.50 cents of value per point, which would make 140,000 IHG points worth an estimated $700 value. You can perform the calculations for hotels that fit your needs. I tried a bunch of other various combinations and got between 0.5 cents and 0.8 cents per point equivalent value.

(IHG points are worth less than other points like Hyatt or Chase Ultimate Rewards points, but you get a lot more of them with this bonus!)

IHG stands for Intercontinental Hotel Group which has over 5,000 hotels including the following brands:

• Intercontinental Hotels & Resorts
• Crowne Plaza
• Kimpton
• Holiday Inn, Holiday Inn Express
• Staybridge Suites
• Candlewood Suites
• Hotel Indigo
• EVEN Hotels

Fourth Reward Night Free

The 4th Reward night free perk can be very valuable and nice to see on a card with no annual fee. You get the fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay (only pay for 3 nights with points). It showed up automatically for me when booking with points online.

For each standard room Reward Night stay of 4 or more nights, every 4th night is free. Applies only to 4 or more consecutive nights within the same Reward Night point redemption room stay at the same property. With this benefit, eligible members will be charged the Reward Night point redemption rate for the first 3 nights, and 0 points for the 4th night of the stay, as applicable. Members can utilize the 4th Reward Night Free benefit on an unlimited number of stays annually.

IHG points expire after 24 months of inactivity, so if you keep up your activity then you can save up these free nights for later. Chase Ultimate Rewards points also convert to IHG points.

Total of 26X points per $1 spent when you stay at IHG. Here’s how this breaks down: Earn 10X points from IHG® for being an IHG One Rewards Member + 10X points with this card + 6X points from IHG® with Platinum Elite Status with Platinum Elite Status (a benefit of this card) = total of 26X points total at 5,400+ IHG® hotels & resorts.

The rewards on other purchases has improved to the following:

• 5X IHG points per $1 spent at gas stations, dining, and travel (including hotels).
• 3X IHG point per $1 spent on all other card purchases

I would keep this card if you can use the anniversary night certificate with the 40,000 point maximum value. You should be able to get $99 value out of it as long as you need a hotel night. Stay must be completed within 12 months from date of issue.

Don’t want a card with an annual fee? The no-annual fee Traveler version has a very competitive bonus right now.

Bottom line. The IHG One Rewards Premier Credit Card includes a sign-up bonus and special IHG perks like a free night award every year you keep the card, Elite status, and every 4th award night free. As with most of these co-branded cards, the best value is obtained if you can redeem for IHG hotel nights.

I will be adding this to the Top 10 Best Credit Card Bonus Offers.

The information for the IHG One Rewards Premier Credit Card has been collected independently by My Money Blog. The card details on this page have not been reviewed or provided by the card issuer.

New quarter, new offers. A quick 2025 Q1 reminder that you can discover targeted offers for your Chase-issued credit card at Chase.com/mybonus. This includes both their in-house cards like Sapphire or Freedom Flex and their co-branded cards like United, IHG, Hyatt, Southwest, Amazon, etc. For some reason, these are often offers that they don’t tell you about otherwise by email or snail mail.

You might get 5X points or 5% cash back on up to $1,000 spent on Gas Stations, Groceries, and Restaurants:

On Chase cards that earn Ultimate Rewards points, you may get an 10,000/20,000 point offer if you spend $500/$1,000 on a hotel stay or other travel through Chase Travel:

Up to 20,000 Bonus Points Total Through Chase Travel: With this bonus offer, eligible cardmembers who have not purchased travel through Ultimate Rewards/Chase Travel since 08/15/22 and who activate this offer can then earn either 20,000 bonus points when they purchase a hotel stay through Chase Travel totaling at least $500 or 10,000 bonus points when they purchase other travel through Chase Travel totaling at least $500. Other travel includes flights, car rentals, cruises, activities, and tours and must total at least $500 in a single transaction.

You may also simply get a message that your card can’t be found or that you weren’t targeted:

Sometimes the rewards will stack, and sometimes they won’t. For example, the 5% back on groceries won’t stack with the 5% back at Whole Foods on the Amazon Prime card. In some cases, you may be able to stack on top of your existing rewards, for example the current 5% cash back categories of the Chase Freedom and Freedom Flex.

The Aeroplan® Card is the Air Canada co-branded credit card for US customers, issued by Chase. If you fly Air Canada regularly, this card makes the experience better in many different ways. If you don’t fly Air Canada regularly, you can still use the new Pay Yourself Back feature where Aeroplan points can be redeemed at 1.25 cents per point towards any eligible travel purchase on ANY airline, for up to 200,000 points per year (for up to $2,500 back). Here are the highlights on the sign-up bonus and Air Canada perks:

• Up to 70,000 bonus Aeroplan points. 60,000 bonus points after $3,000 on purchases in the first 3 months your account is open. Plus, 10,000 bonus points after your annual fee renewal payment posts and is paid in full.
• 70,000 points can be redeemed for $875 in travel. Redeem points at a rate of 1.25 per point as a statement credit to cover travel purchases including flights, hotels, car rentals, ride-shares and more. Through 12/31/2025, you can redeem up to 200,000 points for up to $2,500 back.
• Free first checked bags on Air Canada flights: one free checked bag for the primary cardmember and up to eight other travelers on the same itinerary.
• Automatically receive Aeroplan 25K Elite Status for the remainder of the first calendar year, plus the following calendar year, allowing primary cardmembers to enjoy benefits such as priority check-in, early boarding, upgrades and more on Air Canada flights.
• Each calendar year in which you spend at least $15,000 in purchases you earn Aeroplan 25K Status through the following calendar year.
• Up to $120 credit toward Global Entry, TSA Precheck or NEXUS every four years (as reimbursement for the application fee charged to your card)
• No foreign transaction fees.
• $95 annual fee.

Here is the rewards structure on credit card spending:

• 3X points on dining, takeout, and eligible delivery services
• 3X points at grocery stores
• 3X points on direct purchases at Air Canada
• 1 point for each dollar spent on all other purchases
• 500 bonus points for every $2,000 spent in a calendar month (up to a maximum of 1,500 points per calendar month)

Redeeming Aeroplan points for flights. It is very easy to redeem Aeroplan points on Air Canada, Air Canada Express, or Air Canada Rouge flights because “every Air Canada seat available to buy for cash is also available for points, no restrictions.” You simply run a search like normal on the Air Canada website, and it will tell you upfront the cost in Aeroplan points. It’s quite easy to compare the cash cost side-by-side. In addition, when you have this credit card, you get even better preferred pricing on flights when redeeming points.

Here is an example flight from San Francisco to Vancouver during our March Spring Break period:

At 8,300 miles + CAD$8 for a one-way flight, that means I could get 4 of these SFO-YVR roundtrip flights for 70,000 with some 3,000+ points left over. This means an entire family of four could get their flights covered. The cash cost for the one way was CAD$207 or US$161 at this writing, for a total redemption value of CAD$1,656 or US$1,288.

For a more general idea, here is a link to the Aeroplan rewards chart (PDF). The points required are based on distance.

You can also get excellent value by redeeming your points on a partner airline.

Finally, with this credit card, you get preferred pricing on award flights (less points required):

You, as the primary cardmember will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card.

Redeem towards any travel at 1.25 cents per points. Via their Pay Yourself Back(R) feature, Chase allows an alternative option to redeem Aeroplan points at a rate of 1.25 cents per point to cover travel purchases including airline flights, hotels, cruises, car rentals, rideshares, parking lots, and more. This provides a nice minimum floor on the value of an Aeroplan point. More Aeroplan Pay Yourself Back details here. Here are the updated eligible categories for 2025, which include eligible restaurants and grocery stores:

Pay Yourself Back®
Aeroplan® points may be redeemed for a statement credit using Pay Yourself Back for purchases made at select merchants within the 90 days before the redemption request date.? Redemptions using Pay Yourself Back against the following purchases made with your credit card will qualify: travel purchases and the prior payment of your annual fee. Currently, purchases made in the following promotional categories will also qualify: dining at restaurants (including takeout and eligible delivery services), grocery stores (including eligible delivery services, excluding Target, Walmart and wholesale clubs). Each point you redeem through Pay Yourself Back for a statement credit towards qualifying travel purchases (up to 200,000 points or $2,500 annually) and the prior payment of your annual fee is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value. Each point you redeem through Pay Yourself Back for a statement credit towards qualifying purchases in promotional categories is worth $.008, which means that 100 points equals $.80 in redemption value. Valid through December 31, 2025.

Here’s all of what counts as “Travel”:

Merchants in this category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages. Some merchants that provide transportation and travel-related services are not included in this category; for example, real estate agents, educational merchants arranging travel, in-flight goods and services, on-board cruise line goods and services, sightseeing activities, excursions, tourist attractions, RV and boat rentals, merchants within hotels and airports, public campgrounds and merchants that rent vehicles for the purpose of hauling. Purchases from gift card merchants or merchants that sell points or miles will not qualify in the travel category.

Personal experience. I have had this card, and here is why I renewed and paid the annual fee for another year. There are a lot of little things with this card that makes travel better.

• You get 25K elite status on Air Canada with this card (25K automatically for the remainder of the first calendar year, plus the following calendar year, later years with eligible spending), and that lets you check in using the speedy priority line with helpful humans! The same line as business class ticket holders. This 1 on 1 person can help you make flight changes, fix seats, check bags and just make flying smoother rather than trying to flag down the kiosk person trying to help 30 people at once.
• 25K status lets you pick better seats for free and gives you a 50% discount on the preferred seats with extra legroom on (non-basic) Flex economy fares.
• 25K status gets you Zone 2 boarding even on basic economy tickets, which is very early. You know how the line is usually split between “1st class/fancy folks” and “everyone else”? You get to board in the fancy folks line.
• Free checked bags for you and all travel companions with the card. For me, that means my family can check 5 bags for free. 25K status also gives the person with status 2 free checked bags.

Basically, this card helps me feel closer to a business class passenger when I just buy economy tickets and pay for the extra legroom seats. I get the nice check-in line, no hassles with checked bags, TSA PreCheck for security, and true priority boarding so no stress about carry-on space.

Bottom line. The Aeroplan® Card offers a generous sign-up bonus (redeemable for multiple Air Canada flights or use the Pay Yourself Back feature to offset travel purchased from ANY airline or hotel) and Air Canada flight perks (including free first checked bag and elite status).

I will be adding this offer to the Top 10 Best Credit Card Bonus Offers.

The information for the Aeroplan® Card has been collected independently by My Money Blog. The card details on this page have not been reviewed or provided by the card issuer.

The World of Hyatt Business Credit Card issued by Chase is the small business version of the consumer World of Hyatt credit card. Here are the highlights:

• 60,000 Bonus Hyatt Points after you spend $5,000 on purchases in your first 3 months from account opening.
• Up to $100 in Hyatt statement credits – spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
• Up to 9X points total per $1 spent at Hyatt – 4 Bonus Points per $1 on qualifying purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• 2X Points per $1 spent in your top three spend categories each quarter.
• 2X Points per $1 spent on fitness club and gym memberships
• 1 Point per $1 spent on all other purchases.
• 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
• World of Hyatt Discoverist status for as long as your account is open. Plus, gift Discoverist status to up to five employees.
• 10% Redemption bonus. Spend $50,000 in a calendar year and get 10% of your redeemed points back for the rest of the year.
• $199 annual fee.

Under-the-radar benefit: The “2 Bonus Points total per $1 spent in your top three spend categories each quarter” can cover a lot your spending at 2X Hyatt points per dollar spent. Eligible categories are:

• Dining
• Shipping
• Airline tickets when purchased directly with the airline
• Local transit & commuting
• Social media & search engine Advertising
• Car rental agencies
• Gas stations
• Internet, cable & phone services

Application details. Note the following:

This bonus offer is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

The 5/24 rule is believed to apply to this card. On many Chase cards, there is an unwritten rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 2 years (aka the 5/24 rule). This rule is designed to discourage folks that apply for high numbers of sign-up bonuses. This is applied on a per-person basis, so in our household one applies to Chase while the other applies at other card issuers.

The value of Hyatt hotel points. The most valuable redemption options are for free hotel nights, points+cash hotel combinations, and/or room upgrades. Hyatt allows you the flexibility of combining your points with any other World of Hyatt member to redeem an award. They are also somewhat unique in that you can book a suite directly with points.

Below is their points award chart, and here is their award search tool. Free rooms start at 3,500 points, and you can book suites with points as well.

If you compare with the cash cost of these hotels, the number varies but you are nearly always getting between 1 cent and 2 cents per point value on the low end, and possibly much more on the luxury end. We stayed at Grand Hyatt Kauai on Hyatt points (earned via credit cards), where the cash value is $701 per night when you include all taxes and the $35/night resort fee. That worked out to 2.8 cents per Hyatt point.

I am conservative with point valuations, so I prefer to use a simple value of 1 cent per Hyatt point. However, in reality, I am only going to redeem a Hyatt point if I can get 2 cents per point value. I believe that Hyatt points are now the most valuable hotel points on a per-point basis, above Bonvoy, IHG, etc. In general, I would rather convert my Chase Ultimate Rewards points into Hyatt points than any other hotel program.

As such, a Free Night Award that is valid on up to a Category 4 hotel is worth up to 18,000 Hyatt points at Peak times, which equates to $180 in value at a conservative 1 cent per point.

Hyatt points expire after 24 months of inactivity, but earning points via this credit card counts as activity. Chase Ultimate Rewards points also convert to Hyatt points and the transfer counts as activity.

The free Discoverist status from this card gets you a free bottle of water daily, a free upgrade to premium WiFi internet, dedicated check-in area, and a 2pm late checkout upon request at participating locations. You are also eligible for a minor room upgrade within your type booked.

Bottom line. The World of Hyatt Business Credit Card offers value to small business owners that regularly stay at Hyatt properties. (This is me – World of Hyatt is my favorite hotel rewards program.) The first-year value on this business card is very strong. 60,000 Hyatt points even at a conservative 1 cent per point value is worth $600. As long as you have two $50+ charges at a Hyatt property (including a food or spa purchase), that is another $100. Ignoring every other perk and subtracting the $199 annual fee, that’s still an estimated first-year value of over $500.

I will be adding this to my Top 10 Best Small Business Card Bonus Offers.

The information for the World of Hyatt Business Credit Card has been collected independently by My Money Blog. The card details on this page have not been reviewed or provided by the card issuer.

Updated with no balance transfer fee 0% APR offer. The Navy Federal cashRewards Plus Card is the new and improved sibling of the Navy Federal cashRewards Card (no “Plus”). The difference: If the credit limit you get is $5,000 and above, you get the Plus with a higher 2% cash back. Under $5,000; no Plus and the old 1.5% cash back. NavyFed has a limited-time offer starting January 2025. Rest of the highlights:

• $250 cash back for new cardholders after $2,500 in purchases within 90 days of account opening.
• NEW: 0% intro APR on balance transfers for 12 months, with no balance transfer fee. This limited-time offer ends 3/31/25.
• Flat 2% cash back on all purchases with the cashRewards Plus card with $5,000+ credit limit.
• Flat 1.5% cash back on all purchases with the cashRewards card with less than $5,000 credit limit.
• No foreign transaction fees.
• No annual fee.

There is no cap on cash back earned. Cash back does not expire as long as the account is open. Note: There is no longer any benefit to having direct deposit on a NavyFed checking account.

A few readers have commented that they don’t like dealing with miles or points, and prefer simple cash back. This is one of the better cash bonuses on a flat 2% cash back card with no annual fee. I would recommend to maximize your stated income to include all legitimate, eligible sources in order to get the highest credit limit possible.

The primary catch here is that in order to apply, you must be a NavyFed credit union member. Membership eligibility for NavyFed now goes beyond current and retired members of the armed forces to include their families and household members of veterans, Department of Defense personnel, and more. Eligible family members include your spouse, parents, siblings, grandparents, children, stepchildren and grandchildren. If you call them up, they can help you confirm the details on the veterans in your family. The effort can be worth it as NavyFed also offers other useful financial products like mortgages, car loans, certificates of deposit, etc.

Alaska Airlines is teasing a new credit card, currently called the “Alaska Airlines Premium Credit Card”, and you can get 500 free Alaska miles just for joining their waitlist by December 31st, 2024 with your name and MileagePlan number. There is no commitment, so I’ll take the free miles. If you later apply and get approved, they will also add on another 5,000 bonus miles. The application is not set to open until “Summer 2025”.

1 – Register your interest in the Alaska Airlines Premium Credit Card by Dec 31, 2024, and you will receive 500 miles for registration and, upon approval of your application for the Alaska Airlines Premium Credit Card, 5,000 miles in addition to any other new account bonus offer you may qualify for. To qualify, applicants must apply via a link that will be emailed to them using the email address provided in their offer registration within 14 days of receiving the exclusive application link. Must provide valid Mileage Plan account information to be eligible. Limit of one registration offer per valid Mileage Plan account. By registering for this offer you agree to receive communications from Alaska Airlines about, and how to apply for, the Alaska Airlines Premium Credit Card. Communications sent and managed by Alaska Airlines. You may opt out at any time.

There are a bunch of features and perks teased, but a lot of this stuff ends up being changed before launch.

Navy Federal Credit Union has a new “Join and Get $300” promotion for new members. Join as a new Navy Federal member by 12/31/2024 and you can get an additional $300 statement credit when you open a new Navy Federal credit card within 14 days of joining. As with most credit unions, you’ll need to open a Share Savings account and keep $5 in there. Additional selected fine print:

1 Offer valid November 1 – December 31, 2024 and can expire anytime without prior notice. To receive the one-time $300 statement credit to your credit card account, you must 1) be 18 or older and eligible for membership, 2) join Navy Federal between 11/1/2024 and 12/31/2024, and 3) open a new unsecured Navy Federal credit card account within 14 days of joining. Offer excludes Navy Federal Business, Home Equity Line Platinum, and nRewards® Secured credit cards. […] Limit one (1) statement credit per member. […] Statement credit will be credited to your account within 8 weeks of credit card account opening.

Navy Federal membership is open to members of the Coast Guard, all Department of Defense (DoD) uniformed personnel, reservists, Active Duty, retired, Veterans, Army and Air National Guard, DoD civilian employees, contractors, and their immediate family. In 2019, they expanded membership to include veterans and their immediate family members including grandparents through grandchildren. If you call them, they will help you look up information on veterans in your family.

This could stack up to be a pretty significant bonus, as the first-year value for these two card bonuses are already $400+ on their own.

• Navy Federal cashRewards Plus Card
• Navy Federal Flagship Rewards Credit Card

New increased offer (up to 100k total). The Frontier Airlines World Mastercard is a niche co-branded card from Barclays, but if you do fly on Frontier regularly, it actually offers some good perks on a relative basis. Many strict, barebones airlines are starting to trickle back some perks to win back customers and Frontier is no exception. For Frontier, it appears that this credit card is a major gateway to these little wins like actually getting to bring on a carry-on or not having to pay a fee to redeem your miles. (I’ve never flown Frontier before, but I’m assuming they must be cheap for you to put up with this stuff!)

• The standard offer is for 50,000 bonus miles plus a $100 flight voucher after spending $500 on purchases and paying the annual fee in full, both within the first 90 days of account opening.
• Right now, if you visit this page, you can see how to get an extra 50,000 bonus miles if you are the primary cardmember of a cobranded credit card with another US Domestic Airline, complete verification, and complete an additional application form. You must also spend $3,000 within 180 days of account opening to earn the additional 50,000 miles. That would give you a total of 100,000 Frontier miles. Looks like you must apply by January 31, 2025.

Here are the other highlights of the card :

• Two Free Checked Bags for primary cardmember. Must purchase flight at FlyFrontier.com using this card. Includes ski/golf bag.
• Elite Gold Status. Get it upfront for 90 days with account opening and first purchase with your card within the first 90 days of account opening. To keep it, you must spend $3,000 within the first 90 days of account opening. Status will be good for 12 months from the day the account was opened.
• Pooling of miles between friends and family members is allowed with this card.
• Zone 2 Priority Boarding for primary cardmember.
• Award Redemption Fee Waiver
• 5X miles on eligible purchases at flyfrontier.com.
• 3X miles on eligible restaurant purchases.
• 1X miles on all other purchases.
• 1 Elite Status Point for every $1 spent on purchases.
• $100 Frontier Airlines Flight Voucher after your Account anniversary when you have spent $2,500 or more in Net Purchases on your Card Account during your cardmembership year (each 12-month period through and including your Card Account anniversary date).
• $0 annual fee for the first year, then $99.

Elite Gold Status gets you the following benefits:

• Free carry-on bag for yourself
• No change/cancel fees* (+7 days from departure)
• Preferred Seat Assignment at Booking
• Premium Seating at Check-in (based on availability)
• Priority Customer Care (both live phone and online chat)
• Priority Boarding: Zone 1 for you, Zone for 2 everyone in your booking.
• Family Pooling

Redeeming Frontier miles. They advertise that 50,000 miles can be redeem for “up to 2 round-trip award tickets”, which is technically true but that is for their most limited “value” awards. They also have “standard” awards and “last seat” awards (available to elites only). You will also be subject to taxes and fees starting a $5.60 per one-way. Here is their award chart:

The good news is that this card does give you an easy pathway toward Elite Gold status for the first year and that lets you nab any unsold seat on the plane. But that also means that 50,000 miles might only be worth a single roundtrip award ticket.

You also avoid the award redemption fee with this credit card. Otherwise, they charge an award redemption fee of between $15 and $75 for all award tickets departing within 180 days of booking.

I’ve seen outside valuations place the value of a Frontier mile at about 1.1 cent each. After pricing out some Frontier flights, that sounds about right, although it will definitely vary based on your route. The cheaper, shorter flights are easier to find a “saver” award, while their most convenient, longer routes you should expect to use the “standard” or “last seat” awards. I’d also only agree with this valuation if I had this credit card to ease the hassles.

Two free checked bags are a new feature that was announced 8/15/24 (hat tip to DoC). Here is the fine print:

Tickets must be purchased from FlyFrontier.com or the Frontier Airlines mobile app

· There is no limit to how many times you can use this benefit

· Free checked bag benefit includes golf and ski equipment

· Primary cardmembers must use their FRONTIER Airlines World Mastercard at booking to unlock the free checked bag benefit

Due to the limited footprint of Frontier, I’m not sure if I will add this to my Top 10 Best Credit Card Bonus Offers.

Check offer link again to see if eligible for this new round. If you have a Discover card with cash back rewards, you can redeem them to buy eligible items at Amazon.com. The redemption rate is $1 in Cash Back Bonus = $1 to spend at Amazon, which is the same rate as their statement credit redemptions. Check if you have a targeted promotion and activate for an additional discount for redeeming a single penny’s worth of points. (To see the link, you may need to visit this page on the internet if viewing this via e-mail or RSS.)

• Get $10 off $50/$75 or 30%/40% Off (max cap applies), valid on items shipped and sold by Amazon. Must redeem at least $0.01 in Discover cash back.

Here are some additional tips:

• If you haven’t linked your Discover yet, first check if you can get a bonus here. If not, you can link your Discover Cashback points balance to your Amazon account here. Check again, possibly waiting a day or two.
• If you have already linked your Discover card previously and aren’t targeted, consider removing your Discover card from your account completely, and then linking it again after a day. Try again in a day or two.
• Items must be marked as both sold AND shipped by Amazon.com.
• Be sure to select your Discover Card as your payment method and redeem at least 1 point or $0.01 in value of Discover points.
• You should see the promo credit on final order checkout page, right before final purchase.

This is a recurring perk for existing Discover cardholders, which is why I never cancel a card with no annual fee. Check out my Discover it credit card review, one of my keeper 5% cash back cards. From now until December 31, 2024, Amazon is one of their 5% categories.

Qatar Airways has new limited-time offers on their two US co-branded credit cards through a small issuer called Cardless. Even if you have no plans to fly on Qatar, these cards offer many perks useful to even domestic-only US travelers. For example, Qatar Airways Avios are easily transferrable to British Airways Avios and can be used to book award flights on American Airlines. These cards also include different levels of OneWorld Alliance status, which includes perks to American Airlines travelers like access to priority check-in lines and even business-class lounges with the premium version. Here are the highlights of the two card versions:

Qatar Airways Privilege Club Signature Credit Card

• Up to 60,000 bonus Avios. 30,000 bonus Avios after first transaction. Additional 30,000 bonus Avios after spending $3,000 in the first 90 days.
• Qatar Airways Privilege Club Silver tier benefits instantly after being accepted for this credit card. Importantly, this in turn gives you OneWorld Ruby status. Applies to the first year only.
• 4X Avios on Qatar Airways spend.
• 4X Avios on restaurant spends till Dec 31, 2024. Usually 2X.
• 2x Avios on other eligible spends till Dec 31, 2024. Usually 1X.
• $99 annual fee.

OneWorld Ruby status includes:

• Access to Business Class priority check-in (shorter lines)
• Access to preferred or pre-reserved seating
• Priority on waitlists and when on standby
• Alaska Airlines MVP status and perks
• American Airlines AAdvantage Gold status and perks
• British Airways Executive Club Bronze status and perks

Qatar Airways Privilege Club Infinite Credit Card

• Up to 80,000 bonus Avios. 40,000 bonus Avios after first transaction. Additional 40,000 bonus Avios + 150 Qpoints after spending $5,000 in the first 90 days.
• Qatar Airways Privilege Club Gold tier benefits instantly after being accepted for this credit card. Importantly, this in turn gives you OneWorld Sapphire status. Applies to the first year only.
• 5X Avios on Qatar Airways spend.
• 6X Avios on restaurant spends till Dec 31, 2024. Usually 3X.
• 2x Avios on other eligible spends till Dec 31, 2024. Usually 1X.
• $499 annual fee.

OneWorld Sapphire status includes:

• Access to Business class lounges (including American Airlines lounges)
• Priority boarding
• Extra baggage allowance
• Priority baggage handling
• Access to Business Class priority check-in (shorter lines)
• Access to preferred or pre-reserved seating
• Priority on waitlists and when on standby
• Alaska Airlines MVP Gold status and perks
• American Airlines AAdvantage Platinum status and perks
• British Airways Executive Club Silver status and perks

The application will check your Experian credit report, so be sure to unfreeze/unlock that first. You can only have one Cardless-issued credit card at a time.

This is one of those cards that you may not get as your first airline card, but once you’ve gotten most of the other ones you’ll start to look for other smaller issuers. This niche card still earns Avios which are very flexible.