Check AmEx link again to see if eligible again for this new round. You may also find an Amazon offer under your “AmEx Offers” in your account. Note that Amazon links may not show up on RSS/email, please click here to visit the website directly.

If you have an American Express card with Membership Rewards (MR) points, you can redeem them to buy eligible items at Amazon.com. The redemption rate is 1 MR points = 0.7 cents to spend at Amazon, which unfortunately is less than a cent per point and thus not really the ideal use of MR points. (My base redemption is 1 cent per point minimum toward any Delta flight.) However, here are targeted promotions where you can save money after redeeming as little as 1 single MR point (the minimum required can vary). Check below:

• Get 15% to 40% off (max cap applies) or $10 off $100 (or similar), valid on items shipped and sold by Amazon. Must redeem a certain minimum number of Membership Rewards points. You may be eligible even if you’ve done similar promos before.

Here are some additional tips:

• If you haven’t linked yet, first check if you are eligible for a bonus here. Otherwise, you can link your Membership Rewards points balance to your Amazon account here.
• If you have already linked your cards and aren’t targeted, you may consider removing your American Express card from your account completely, and then linking it again after a day, and then checking the offer page(s) again after another day.
• Items must be marked as both sold AND shipped by Amazon.com.
• Be sure to select your American Express as your payment method and redeem the minimum required amount of Membership Rewards points.
• Savings should be reflected on the final order checkout page, before you commit to purchase.

This is a recurring perk for existing American Express cardholders, which is why one of my two “keeper” consumer American Express cards is the Amex EveryDay Card (keeps my Membership Rewards points active with no annual fee, helps qualify for various Amazon promotions). The other is the Blue Cash Preferred from AmEx (6% cash back on US supermarkets, up to $6,000 annually).

You can also earn and keep Membership Rewards points active with a small business card. My favorite business American Express card is the Blue Business Plus Card – Earn 2X Membership Rewards points on all purchases, of up to $50,000/year. There is also the Blue Business Cash Card that earns a flat 2% cash back on up to $50,000 in purchases each year. Both have no annual fee.

Might also want to check for similar “Pay with Points” offers if you haven’t in a while: Chase Ultimate Rewards, Citi ThankYou, or Discover cash back.

Offer increased to 70k, but must pay $99 annual fee. The Barclays AAdvantage Aviator Red Mastercard is a co-branded American Airlines credit card from Barclays. This offer is notable because the bonus can be triggered by a single purchase of any amount (no spending hurdle). Various perks for AA fliers are also included. Here are the card highlights:

• 70,000 bonus AA miles
• First checked bag free on domestic American Airlines itineraries for the primary cardmember and up to 4 companions traveling with you on the same reservation.
• Preferred boarding (Group 5) for the primary cardmember and up to 4 companions on the same reservation for all American Airlines operated flights. “Eligible cardmembers will board after priority boarding is complete, but before the rest of economy boarding.”
• Up to $25 back in inflight Wi-Fi statement credits every anniversary year on American Airlines operated flights.2
• Anniversary Companion Certificate each anniversary year; earn a Companion Certificate good for 1 guest at $99 (plus taxes and fees) if you spend $20,000 on purchases and your account remains open for 45 days after your anniversary date.
• 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
• 1X AAdvantage® miles for every $1 spent on all other purchases.
• No Foreign Transaction Fees
• $0 intro annual fee for the first year, then $99.

Anniversary Companion Certificate details. From the fine print:

At each card anniversary, you will be eligible to earn 1 domestic economy fare companion certificate redeemable for 1 companion ticket at $99 (plus taxes and fees) if you spend $20,000 or more on eligible Net Purchases with your Card Account that have a transaction date within your cardmembership year (each 12-month period through and including your Card Account anniversary month) and your Card Account remains open for at least 45 days after your anniversary date. After the companion certificate is earned, please allow 1-2 weeks for it to be deposited to the primary cardmember’s AAdvantage® account.

When the companion certificate is used according to its terms, you will pay a $99 companion ticket fee plus government taxes and fees, the amount of which will depend on the itinerary (as of the date of these Card Account Reward Rules government taxes and fees range between $21.60 and $43.20), for a round-trip qualifying domestic economy fare ticket for a companion when an individual round-trip qualifying domestic economy fare ticket is purchased and redeemed through American Airlines Meeting Services. Companion certificate eligible travel must be booked and purchased from select economy inventory. The Companion certificate will be valid one year from the issue date. Companion certificate eligible travel is defined as travel on flights within the 48 contiguous United States, on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airline Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. This is not available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For residents of Alaska and Hawaii, companion certificate eligible travel is defined as round-trip travel originating in either of those two states and continuing to the 48 contiguous United States. For residents of Puerto Rico only, valid for round trip travel originating in Puerto Rico and continuing to the 48 contiguous United States. For residents of the U.S. Virgin Islands only, valid for round trip travel originating in the U.S. Virgin Islands and continuing to the 48 contiguous United States. Applicable terms and conditions are subject to change without notice. Details, terms and conditions, certain restrictions, and restricted dates apply and will be disclosed on the companion certificate.

Additional bonus details. Note the following language if you have had this card previously. However, I have been able to get a new Barclays card in the past, as long as my old account was closed for at least roughly a year.

From time to time, we may offer bonuses of AAdvantage® miles or other incentives to new American Airlines AAdvantage® Aviator® Red Mastercard cardmembers in connection with an application for a new card account. These bonuses and/or incentives are intended for applicants who are not and have not previously been American Airlines AAdvantage® Aviator® Red Mastercard cardmembers. You understand and agree that you may no longer be eligible for any bonuses and/or incentives in connection with a new American Airlines AAdvantage® Aviator® Red Mastercard account after this Card Account is opened. If you receive a bonus or incentive for which you are not eligible due to your status as a current or former American Airlines AAdvantage® Aviator® Red Mastercard cardmember, we may revoke the bonus or incentive, or reduce your AAdvantage® miles by the amount of the bonus or incentive, or charge your Card Account for the fair value of the bonus or incentive, in our sole discretion.

Bottom line. The Barclays AAdvantage Aviator Red Mastercard is a co-branded American Airlines credit card that offers a relatively simple and straightforward sign-up bonus and free checked bags on domestic AA flights for you and up to 4 travel companions. The $99 companion certificate also has potential value, but you’ll have to spend $20,000 on the card within a year (and then wait for your next card anniversary and thus pay the $99 annual fee) to get it.

I will be adding this offer to Top 10 Best Credit Card Bonus Offers.

Update July 2024: Upside closed my account effective immediately and without prior warning because I used “unauthorized” promo codes. Just FYI, I would cash out now and whenever you have enough of a balance.

Original post:

(Update: Added new codes SOFI35, SHSBPO , and SHSVBALL. SOFI35 looks to for those initially signing up for a new account and offer $0.35 off/gal, and SHSBPO/SHSVBALL was able to be applied to my existing account and should increase the cash back from eligible restaurants by 5%. I saw up to 25% off in total.)

Upside is an app that earns cash back rewards on gas and restaurants. The cash back is on top of whatever cash back or rewards your credit card already earns. For the most part, you look up a local gas station or restaurant on the Upside app, “claim” the offer, and then shop at the gas station or restaurant with a linked credit card. Upside somehow tracks your credit card number through their systems and match up the transactions (takes a few days). The cash back can then be redeemed directly back into your bank account (no fees if $10 minimum cash out).

They used to require you to take pictures of your receipts, but I didn’t have to for my gas purchases. They might still ask in some cases, I believe.

Right now, there are several live promo codes that are stackable such that you can earn $1.50+/gallon on your first few purchases. I successfully earned a total of $1.75/gallon back on my first fill-up, which works out to over $20 cash back. Here are the promo codes which are potentially stackable starting with my referral code.

• Download the Upload app first and create an account.
• After installing, click on the person icon in the top right, then “Profile”, and then “Promo code” box. Try to enter each of the codes below. You may need to go back to the “Profile” screen to re-enter the next code. If it doesn’t give you an error, the code should be been applied. There is no other confirmation, other than seeing your cash back offer values go up.
• JONATHAN633925 for extra 15 cents/gallon on first purchase. Should be auto-filled if you used the link above.
• UBERPC20
• UBER35
• SHOPPERS35
• USHIP35
• YOUTUBE10
• GOPUFF35
• GOPUFF15
• AMEX35
• PERKSATWORK230
• CASHCABK25
• SOFI35
• SHSBPO

Sources: These were collected across Doctor of Credit and GetUpside Reddit. Many of them might not work, but honestly I just tried them all to see whatever would stick. Also, I think most of them only work for the first 3 fill-ups or so.

After entering them all one-by-one, you can go back and look on your local map to see what gas stations are available nearby. Remember to first link up the credit card you use for gas (person icon > “Wallet”), and then claim the offer before you fill up and pay using that specific credit card. It’s a rather vague process, but the cash back magically showed up after 2-3 days. Hopefully, I can rack up at least $50 in cash back on gas with these promo codes.

Beyond a lot of fast food chains, I’m also seeing 6% to 20% off at a lot of local restaurants that also participate in Neighborhood Nosh (formerly iDine), which is a similar program in that the cash back is on top of credit card rewards and through linked credit card numbered. The Upside cash back percentages I’ve seen are often higher, however, so this app might actually be a long-term keeper if it keeps working reliably.

The U.S. Customs and Border Protection (CBP) just announced an upcoming fee change for some of its most popular Trusted Traveler Programs, including Global Entry (which includes TSA PreCheck), NEXUS, and SENTRI. Starting 10/1/24, the application fee for Global Entry will rise to $120 every 5 years, up from $100. NEXUS and SENTRI will also have the same $120 fee. TSA PreCheck on its own is still set to stay at $78, but again Global Entry includes TSA PreCheck.

This is potentially actionable news in a few different ways:

• It’s a good reminder to use up any of those $100 Global Entry/TSA credits on any credit cards you have now. There are over a dozen cards that offer this credit from all the major issuers like all of the major issuers. I’ve never actually paid for a Global Entry (GE) application fee for any of our five household members, thanks to such credits. The cards will probably eventually increase to match, but why not just get it reimbursed in full for sure. There is usually a 12-month window before expiration when you can renew.
• If you have kids, you may choose to wait until after 10/1 to apply or renew for Global Entry. As long as the parent or legal guardian is already a Global Entry member OR is applying at the same time, it will become free for the child under 18. A reminder that as long as just the parents have TSA PreCheck, the kids will still get TSA PreCheck line access as well when flying. However, Global Entry does not work that way and so everyone needs their own Global Entry membership to use that special line.
• Note that the biggest hassle right now is trying to find an interview time to actually complete for your Global Entry application, especially after the pandemic. This depends on the availability where you live. We still have one kid without Global Entry (even though we paid for the application) due to this hurdle. For a while, there were simply zero appointments available. Then we had to eventually schedule the appointment for six months out, and it’s still not until June 2024. Things appear a little better now.

Updated with limited-time offers. The Wyndham Rewards Earner credit cards currently all have increased bonuses of 75,000 to 100,000 points. They are supposed to be the best ever for this hotel-chain co-branded card, with points redeemable towards the Wyndham chain of hotels and Vacasa-managed vacation home rentals.

Wyndham Rewards Earner Card highlights:

• 75,000 bonus points after spending $2,000 on purchases in the first 6 months.
• 5X points per $1 spent on Hotels by Wyndham and qualifying gas purchases.
• 2X points per $1 spent on dining and grocery store purchases (excluding Target® and Walmart®).
• 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments).
• Automatic upgrade to Wyndham Rewards Gold status.
• 10% fewer Wyndham Rewards points required for go free® awards.
• 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases.
• No annual fee.

Wyndham Rewards Earner Plus Card highlights:

• 100,000 bonus points after spending $2,000 on purchases in the first 6 months.
• 6X points per $1 spent on Hotels by Wyndham and gas purchasess.
• 4X points per $1 spent on dining and grocery store purchases (excluding Target and Walmart).
• 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments).
• Automatic upgrade to Wyndham Rewards Platinum status.
• 10% fewer Wyndham Rewards points required for go free® awards.
• 7,500 bonus points each anniversary year after annual fee renewal.
• $75 annual fee.

Wyndham Rewards Earner Business Card highlights:

• 50,000 bonus points after spending $4,000 on purchases in the first 90 days and an additional 50,000 bonus points after spending $15,000 on purchases within the first 12 months.
• 8X points per $1 spent on Hotels by Wyndham and gas purchasess.
• 5X points per $1 spent on eligible marketing, advertising, and utilities purchases.
• 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments).
• Automatic upgrade to Wyndham Rewards Diamond status.
• 10% fewer Wyndham Rewards points required for go free® awards.
• 15,000 bonus points each anniversary year after annual fee renewal.
• $95 annual fee.

Wyndham hotels have a relatively simple system that charges 7,500, 15,000, or 30,000 points for a “Go Free” award hotel night with no blackout dates (as long as a standard room is available for cash, you can book it with points). You can also redeem toward a discounted “Go Fast” cash and points rate. Resort fees may apply and cannot be paid with points. Note that when you have one of these credit cards, you get a 10% discount, so for example the 15,000 points tier would be actually be reduced down to 13,500 points.

You can also use the points for Vacasa vacation home rentals (like Airbnb or VRBO). Starting 3/26/24, it will cost 15,000 points per bedroom per night if the cash cost is up to $250/bedroom/night, or 30,000 points per bedroom per night if the cash cost is up to $500/bedroom/night. Details here and here. You can search for the place you want online at Vacasa.com, but you must call 800-441-1034 to book.

Wyndham points expiration – Important!

• Wyndham Rewards points will expire if you have no activity on your account for a period of 18 months.
• In addition, all Wyndham Rewards points expire 4 years after being earned — regardless of account activity.

From the official Terms & Conditions:

Except as may otherwise be required under applicable law, Wyndham Rewards points expire four (4) years after the checkout date of the stay for which the applicable points are posted to the Member’s account (the “Four Year Rule”), unless the points are forfeited or cancelled earlier due to membership inactivity (as more particularly described below), or otherwise in accordance with these Terms and Conditions. All accrued points in a Member’s Wyndham Rewards account may be cancelled or forfeited if the Member has no Account Activity (as defined below) for a period of approximately, but never less than, eighteen (18) consecutive months. For purposes of these Terms and Conditions, “Account Activity” means any (i) point earning, (ii) stay posted to a Member’s Wyndham Rewards account, regardless of whether or not such stay earns Wyndham Rewards points, and (iii) redemption or transfer activity involving a change in the Member’s Wyndham Rewards point balance, in each case, conducted in accordance with these Terms and Conditions.

For example, earning points via this credit card will only reset the 18-month inactivity clock. Look for the exact date in your online account page.

Wyndham Rewards includes over 9,000 hotels worldwide – from Days Inn motels to Wyndham Grand hotels. You can use this link to filter locations easily by country, state, and/or point level. Participating hotel chains include:

• AmericInn by Wyndham®
• Dolce Hotels and Resorts® by Wyndham
• Hawthorn Suites by Wyndham®
• Howard Johnson by Wyndham®
• La Quinta by Wyndham®
• Ramada by Wyndham®
• Days Inn by Wyndham®
• Super 8 by Wyndham®
• Travelodge by Wyndham®
• Wingate by Wyndham®
• Wyndham Grand®
• Wyndham Hotels and Resorts®
• Wyndham Garden®

Depending on the hotel, you might get over 1 cent per point value (i.e. $300 cash hotel night for 30,000 points), but you might also get closer to 0.5 cent per point value (i.e. a $75 hotel night might require 15,000 points).

Bottom line. The Wyndham Rewards Earner credit cards all have limited-time bonuses. Used at the lowest tier, you could get 10 free nights for 75,000 points. However, know that you must redeem the points within 4 years at the longest, even with regular account activity. This chain isn’t of one of the big ones (I don’t think I’ve stayed at a Wyndham property in the last decade), but this card has good value potential during a limited-time offer.

Also see: Top 10 Best Credit Card Bonus Offers and Top 10 Best Business Card Offers.

American Express has partnered with the Point.me award travel tool to provide free flight searches for the airline loyalty programs that work with American Express Membership Rewards points. The special site is AmEx.Point.me, where you must log into your American Express account.

With point.me for Membership Rewards® points, eligible Card Members have access to a real time reward-flight search engine. POINT.ME makes it easy to see all of the options, and choose the flight that works best for you before transferring Membership Rewards® points to eligible airline loyalty programs through your Membership Rewards® account.

I am hopeful for this new service, as Membership Rewards has a lot of transfer partners but it can be hard to find the best flights across them all. (Bilt Rewards has also partnered with Point.me for free award searches.) The searches can take a while to finish, but hopefully it’s still better than searching manually. The full version of the Point.me website usually costs $12 a month or $129 a year for all airlines (first 3 searches free). There is also a more expensive Concierge service where a human expert will handle everything for $200/person.

Loyalty programs have been around for decades, especially in the airline industry. However, booking award travel can feel cumbersome, like you’re jumping through multiple hoops just to book a flight! This is where point.me comes in. We’re the first company to offer a tool that makes it easier to use miles and points for air travel. Not only does our tool show you flight options that are bookable using your points, we also guide you step-by-step to book the flight yourself!

Also see: Top 10 Best Credit Card Bonus Offers.

Top 10 Best Small Business Card Bonus Offers.

Updated. The card_name is the newest entry into the ultra-premium business card category, with features similar to the Capital One Venture X Rewards credit card for consumers (you can have both at the same time). It has a large new-cardholder bonus, loads of perks, and a hefty annual fee. The net result is a first-year value of over $1,500. Let’s take a look at what it offers:

• 150,000 Miles once you spend $30,000 in the first 3 months from account opening. 150,000 Miles can be redeemed for $1,500 towards travel! (including airfare and hotel stays).
• Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs.
• $300 Annual Travel Credit. Get up to $300 in annual statement credits when booking through Capital One Travel. Book your choice of flights, hotel nights, or car rentals. You can redeem these in partial amounts over the course of the year.
• 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
• Up to a $120 credit for Global Entry or TSA PreCheck(R).
• Airport lounge access. Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass through the Partner Lounge Network.
• $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection.
• This card has no preset spending limit, so you get purchasing power that adapts to your spending needs.
• Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease.
• This is a pay-in-full card, so your balance is due in full every month.
• Annual fee is $395. Free employee cards.

Here is the rewards structure on purchases:

• 10 Miles per dollar spent on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. They offer a Price Match Guarantee.
• 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel.
• 2 Miles per dollar on every purchase, every day.
• Redeem miles for any airline, any hotel, rental cars, and more.
• Transfer your miles to your choice of 15+ travel loyalty programs.

Redemption towards travel, including airline and hotel purchases. Capital One “miles” can be redeemed directly for a cash statement credit on a 1 mile = $0.01 basis when offsetting any travel purchase made on the card within the past 90 days. In other words, 100,000 miles = $1,000 toward travel. That means you can fly on any airline or stay at any hotel, pay with this card, and then “erase” that purchase using your miles balance later. This even includes AirBNB vacation rentals, car rentals, and Uber rides.

This means that earning 2 miles on on every $1 in purchases essentially makes this a 2% back card when applied towards travel. Earn even higher rewards of 5 miles per $1 spent on on flights booked through Capital One Travel, and 10 miles per $1 spent on on hotels and rental cars booked through Capital One Travel.

The Capital One Travel portal offers price matching: if you find a better price on another website within 24 hours of booking, they will refund you the difference.

Miles transfer options. Capital One now allows you to transfer your “miles” into select airline miles programs as well. Here are the airline transfer partners:

• Aeromexico
• Air France/KLM
• Air Canada Aeroplan
• Cathay Pacific Asia Miles
• Avianca Lifemiles
• British Airways Avios
• Emirates Skywards
• Etihad
• EVA
• Finnair
• Qantas
• Singapore Airlines Krisflyer
• TAP Air Portugal
• Turkish Airlines
• Virgin Red

Hotel partners

• Accor Live Limitless
• Choice Hotels

If you know how to leverage one of these international airline miles programs, this can be a very valuable option. Otherwise, it’s nice to know you can always get a certain level of value by redeeming against any travel purchase.

Airport lounge access details. Capital One is creating their own lounges within select airports (currently in Washington DC’s Dulles Airport and Dallas/Forth Worth). Venture X Business cardholders get unlimited access and can bring 2 free guests per visit. Employee cards do not get lounge access benefits.

You also get Priority Pass membership, which includes access to 1,300+ participating VIP lounges and even included credits to spend at some restaurants, in more than 600 cities and more than 148 countries. You can bring yourself and up to 2 free guests.

Many people aren’t aware of the fact that they can apply for business credit cards, even if they are not a corporation or LLC. The business type is called a sole proprietorship, and these days many people are full-time or part-time consultants, freelancers, eBay/Amazon/Etsy sellers, Uber/Lyft drivers, or other one-person business owners. This is the simplest business entity, but it is fully legit and recognized by the IRS. On a business credit card application, you should use your own legal name as the business name, and your Social Security Number as the Tax ID.

This card should not show up on your personal credit reports, so your outstanding balance, credit limit, and closure states won’t affect your credit score. You’ll still see a credit check on your personal credit report from the initial application.

Bottom line. The card_name is an ultra-premium business rewards card that earns a minimum of 2 Miles per dollar on all purchases, which you can either redeem against any travel purchase or transfer to one of their airline/hotel partners. There is a generous new-customer offer of 150,000 bonus miles (worth $1,500 towards travel). If you can take advantage of the $300 annual travel credit, TSA PreCheck(R)/Global Entry fee credit, and add the 10,000 miles on every anniversary, then you’ve effectively offset the $395 annual fee in all future years. To top it all off, the airport lounge access is very nice.

Due to the $1,500+ first-year value, I will be adding this to my Top 10 Best Small Business Card Bonus Offers.