My Money Blog

The Virgin Red Rewards credit card is the co-branded card for Virgin Red, the loyalty program for Virgin Atlantic flights, Virgin Hotels and Virgin Voyages. In addition, Virgin points can be used for other things like Delta Airlines flights, Legoland tickers, all the way down to a bag of AMC movie popcorn. Right now, there is a limited-time offer, so let’s take a closer look.

• 60,000 Virgin Points when you open an account between 2/18/25-3/31/25 and spend $3,000 in the first 90 days.
• 3X Virgin Points per $1 spent on Virgin Atlantic, Virgin Hotels and Virgin Voyages.
• 2X Virgin Points per $1 spent at grocery stores, on dining out, select streaming services and EV charging.
• 1 Virgin Point per $1 spent on everything else.
• Spend $15,000 in a year to choose one Personal Perk, or $30,000 to?choose two. Options include Flying Club reward voucher for a companion seat or cabin upgrade (Virgin Atlantic), a free night stay or priority upgrade (Virgin Hotel), or a $150/$300 Bar Tab credit or Blue Extras perk package (Virgin Voyages).
• Book two nights at a Virgin Hotel, get your third night free with this card.
• Add an authorized user and earn 2,500 Virgin Points. Maximum of 10,000 Virgin Points.
• Earn Tier Points with Virgin Atlantic Flying Club. Earn 25 Tier Points for $2,500 of qualifying spend, up to 50 Tier Points a month.
• Anniversary bonus: 5,000 Virgin Points every year you renew.
• $99 annual fee.

This card is currently a Mastercard issued by Synchrony Bank. While Synchrony is not my favorite issuer, that can actually be a good thing once if you’ve already gotten many of the other popular rewards cards and they start to turn you away…

What can you redeem Virgin Points for? First, a quick reminder that there are both Virgin Red points and Virgin Flying Club points. Although they are separate programs, you can link your accounts together and use your points across both programs.

You can redeem Virgin points for free flights on Virgin Atlantic Airlines, including Economy, Premium Economy, and Upper (First) Class. There is no fixed award chart, but you can use this Reward Seat Checker tool to see what is available. Here are the best case scenarios for a Saver reward, which are very limited. You’ll also have to watch out for carrier-imposed surcharges, which are not included.

The US partner airlines include Delta Airlines and Hawaiian Airlines. There are also a variety of international partner airlines including both SkyTeam (Air France/KLM) and non-SkyTeam (like ANA), which I won’t go into detail here.

For Hawaiian Airlines, here are the roundtrip costs, excluding taxes, fees and carrier-imposed surcharges.

For Delta Airlines, here are the one-way costs for domestic flights within the US, excluding taxes, fees and carrier-imposed surcharges. The cost is based on distance, so it can be a relatively better deal for shorter Delta flights within the US.

Lots of incoming transfer partners. Even if you rarely/never fly Virgin, a positive feature is that there are many ways to get Virgin points if you need some extra to meet a redemption. These are all the programs that transfer into Virgin Red points at a 1:1 ratio:

• American Express Membership Rewards
• Chase Ultimate Rewards
• Bilt Rewards
• Capital One Miles
• Citi ThankYou Rewards
• Wells Fargo

You can also transfer from Marriott Bonvoy at a different 3:1 ratio (plus possible 5,000 bonus miles for every 60,000 points transferred).

Like most co-branded credit cards, the value depends a lot on how often you already use Virgin products. As someone who has never used any Virgin product, my plan for this card would be instead to use the bonus points within the first year on economy Delta flights for my entire family. I’d transfer enough points over from another program to top off the account and use them all at once. I’ll have to see if Delta flies to where we want to go and calculate the cost based on distance.

Bottom line. The Virgin Red Rewards credit card is the co-branded card for Virgin Atlantic flights, Virgin Hotels and Virgin Voyages. Right now, there is a limited-time offer of 60,000 bonus Virgin points, which are can be redeemed towards airfare on Virgin Atlantic or Delta Airlines, along with some other partner airlines.

I do believe it is reasonably easy to get $600+ of flight value out of 60,000 Virgin points, so I will be adding this card to my list of Top 10 Best Credit Card Bonus Offers.

The information for the Virgin Red Rewards credit card has been collected independently by My Money Blog. The card details on this page have not been reviewed or provided by the card issuer.