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Robinhood Gold Review: 1% Deposit Boost Ends 11/25/24

Update October 2024: Well, that didn't last very long. Right as competitors rush to copy the feature, Robinhood sends me a message that the last day to get your 1% Deposit Boost is November 25, 2024. Update June 2024: The 1% Deposit Boost for … [Read the rest]

HealthyWage Review: Bet on Yourself, Get Paid To Lose Weight ($75 Prize Boost)

($75 Prize Boost Promo: Click this special link for extra $75 added to your prize. Ends soon. Look for the banner on top. Read on for how HealthyWage helped motivate me to lose 50 pounds.) After reading medical studies which found that … [Read the rest]

SoFi Invest: 1% Match on Recurring Deposits to Brokerage or IRA

SoFi Plus is now offering an unlimited 1% match on all recurring SoFi Invest deposits. This includes their self-directed "active" or robo-advisor "automated" accounts. There is a two-year minimum hold requirement. Both taxable brokerage and … [Read the rest]

SoFi Invest: 1% IRA Match on Both 401k Rollovers and Contributions

Updated October 2024. SoFi Invest has brought back their an uncapped 1% match on 401k-to-IRA rollovers ($20,000 minimum). It looks like this is meant as a semi-permanent addition to their 1% IRA contribution match, as there is no expiration date. … [Read the rest]

Ink Business Unlimited® Credit Card Review: $750 Cash Bonus, No Annual Fee

The card_name is a small business credit card has a limited-offer of a $750 cash bonus (75,000 Ultimate Rewards points) for new cardholders and the simplicity of a flat, unlimited 1.5% cash back on all purchases and all with zero annual fee. Here … [Read the rest]

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review: 75,000 Bonus Miles (Limited-Time Offer)

Updated. The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is a solid business travel card from Citi and American Airlines. They have recently boosted their sign-up bonus with a limited-time offer. Here are the details: … [Read the rest]

PSA: LLC and S-Corp Small Businesses Need to File with FINCEN (Deadline 1/1/2025)

If you have a small business that is structured as an LLC or corporation (including 1-person LLC and S-Corps), you likely need to file a new report with the government about who owns the business. Basically, they are worried about money laundering … [Read the rest]

Amazon: Pay with American Express Rewards Dollars, Get up to 40% Off (Targeted)

Amazon lets you “Shop with Points” from several different programs including Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou, and Discover. You can now pay with American Express Rewards Dollars at face value, which can be … [Read the rest]

Live Oak Bank $200 Bonus on $20,000 Deposit (New and Existing Customers)

Offer is back again, updated with new terms. Again available to existing customers depositing new funds. Live Oak Bank is an FDIC-insured internet bank that is focused on lending to small businesses. Their personal savings account has a … [Read the rest]

Should You Adjust Your Target Asset Allocation For Future Taxes?

When you add up your assets and liabilities to come up with your net worth, do you adjust the numbers for taxes? The amounts in your Traditional 401ks and IRAs may be shrunk significantly upon eventual withdrawal due to income taxes. You never … [Read the rest]

How to Convert Vanguard Mutual Funds to Vanguard ETF Equivalents Online 2024

Earlier this year, I discussed why I decided to convert my Vanguard mutual fund to ETFs. I don't regret the decision, and some of those portable Vanguard ETFs later went to Robinhood for a $8,000 payday 💰 (that offer is back again this … [Read the rest]

S&P 500 Return Components: P/E Ratio Expansion vs. Earnings Growth

The S&P 500 has been on a great run recently, up around 30% over the last 12 months! Most of us are probably pretty satisfied with our brokerage accounts right now. (I know I am.) But where is it coming from? The total return of the S&P 500 can … [Read the rest]