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Coinbase: $50 Bitcoin Bonus for New Customers (Ends 11/22)

Coinbase is offering a $50 BTC new user bonus for new customers that complete their first trade of at least $1. Offer expires soon on 11/22/24. The promo code GET50 should already be populated. Fine print says $50 in Bitcoin should arrive within … [Read the rest]

Halfmore App: Turn Your Kids’ Chores into a Roth IRA

Roth IRAs are popular and powerful, and while they have an earned income requirement, they don't have a minimum age requirement. As long as a child has "official" earned income, they can contribute that into a Roth IRA (technically a Custodial Roth … [Read the rest]

Best Interest Rates Survey: Savings Accounts, Money Markets, Treasuries, CDs, ETFs – November 2024

Here's my monthly roundup of the best interest rates on cash as of November 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning more money while keeping the … [Read the rest]

Barclays Bank Tiered Savings: $200 Bonus on $25,000 Deposit (4.50% APY)

Barclays Bank Delaware is an FDIC-insured US bank with a limited-time offer of a $200 bonus if you deposit $25,000+ in new funds into their Tiered Savings Account. You must open by 1/6/2025, fund within 30 days of opening, and maintain the balance … [Read the rest]

Prime Visa Review: 5% Back at Amazon + Whole Foods

If you have an Amazon Prime membership, you probably spend a good chunk at Amazon and should at least consider the Prime Visa, a credit card (not store card) available only to Amazon Prime members. Highlights: $100 Amazon Gift Card instantly … [Read the rest]

Class Action Settlement Roundup – Breyers, Clif Bars, Cash App, Earth Rated, MLS Realtor Fees

Time to clean up some browser tabs! Here are some class action settlements that may apply to you as of November 2024. The trick is to take action and file now before you forget... and then forget! I say this because they could take several … [Read the rest]

2025 401(k) Contribution Limits Announced; New Super Catch-Up for Ages 60-63

The IRS officially announced the new 401(k) contribution limits for 2025 (full news release), which also included a new "super catch-up" allowance for people who are ages 60-63 at year-end 2025. Strangely, it goes back down once you are age 64. I … [Read the rest]

Fidelity Rewards Visa Credit Card Review: 2% Flat Cash Back, No Annual Fee ($150 Sign-Up Bonus, $100 TSA PreCheck Credit)

(Update November 2024: This card has added a Global Entry/TSA PreCheck credit worth up to $100 every four years. Might be handy for existing cardholders that have this as an idle card. Currently a $150 sign-up bonus for new customers as well. … [Read the rest]

Visualizing Asset Allocation Choices: Risk vs. Return vs. Probability

Howard Marks published another Oaktree Capital memo recently, Ruminating on Asset Allocation, which included several insights about asset classes and how to create a portfolio. I recommend reading the entire thing, but here are a few highlights … [Read the rest]

Savings I Bonds November 2024: 1.20% Fixed Rate, 1.91% Inflation Rate (3.11% Total for First 6 Months)

Update: Savings I Bonds bought from November 1, 2024 through April 30, 2025 will have a fixed rate of 1.20%, for a total rate of 3.11% for the first 6 months. As a quick and dirty comparison, the nominal yield on 5-year Treasury bonds is currently … [Read the rest]

Groupon: Costco New Membership $65 w/ $45 Costco Gift Card

The Groupon deal for a new Costco Gold Star Membership is back, this time for the regular price of $65 you can get the following: 1-year Gold Star membership ($65 normally by itself) Membership card for the Primary Cardholder and one … [Read the rest]

Acorns Early 1% Match on Kid Custodial Accounts / Acorns Later 3% Match on IRA Contributions

Acorns, known for their "Round-Ups" on purchases that encourage recurring small savings of spare change and beyond, also has a match program for IRA contributions. They also just added a new match program for UTMA/UGMA custodial accounts for … [Read the rest]