While it was welcome news that Fidelity now allows the Fidelity Government Money Market Fund (SPAXX) as a core position for their Cash Management Account as of June 2024, for many of us that reside in states with high state income tax rates, our net … [Read the rest]
Fidelity Treasury Only Money Market (FDLXX) as Fidelity Core Position Workaround
Discover It Card Review: Double Cashback Match + $100 Bonus (Apple GC Rewards 15% Bonus)
Update: Existing Discover cardholders should note that right now you can get 5% to 20% of extra value to gift card redemptions at various retailers. Apple is at a 15% bonus, so $85 in cash back = $100 in Apple gift cards. Smaller increments are … [Read the rest]
Best Interest Rates on Cash Roundup – August 2024
Here's my monthly roundup of the best interest rates on cash as of August 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning more money while keeping the … [Read the rest]
Webull ACAT Transfer Bonus: 2% of Assets, up to $100,000 Bonus (Extended)
Update August 2024: Offer has been extended to 8/31/24. Previous deadline was 7/31/24. You get 1% to hold through 8/31/25 and another 1% when you hold through 8/31/26. Original post (with old deadlines): The Webull brokerage app is … [Read the rest]
Free Instacart+ & Credits with Select Credit Cards (Expired)
Update: This offer is expired. The last day to activate this benefit was July 31st, 2024. You can add multiple eligible Chase Sapphire/Slate/Freedom flavors and they will stack to extend your free membership further and further. Just keep going … [Read the rest]
Americans Are Keeping Their Cars and iPhones Longer Than Ever
Even though we as Americans like dining out a lot more than cooking at home, even if it costs more, we're not totally crazy spenders. From Sherwood News: We are keeping our cars for longer. We are keeping our iPhones for … [Read the rest]
Americans Spend More Money Dining Out than Eating at Home (Again)
Like everyone else, we've been hit with inflation both at the grocery store and while dining out. Eating at a sit-down restaurant with our family of five has been a $100+ affair for a while now (gotta tip 20% with the chaos that we bring!), but … [Read the rest]
American Express® Gold Card: 60,000 Points Welcome Offer, $84 Dunkin’ Credit, $100 Resy Credit, $120 Uber Cash, $120 Dining Credit
The card_name has been refreshed in order to get back to its former glory as a status card with several new perks and credits mostly related to travel and dining. Here are the highlights: 60,000 Membership Rewards(R) points after $6,000 in … [Read the rest]
Charles Schwab Brokerage: Up to $6,000 New Deposit / Transfer Bonus (New & Existing Customers)
Update: Schwab has suspended/ended this "Up to $6,000" transfer promotion as of October 2024. The referral offer appears to still be available, which is up to $1,000. Brokerage firms constantly compete for "assets under management", and many … [Read the rest]
American Express® Business Gold Card Review: 100,000 Bonus Points, 4X and 3X Rewards, $240 Flexible Business Credit, $155 Walmart+ Credit Annually
Updated with increased 100k offer. The card_name is a premium card for small businesses with excellent features like purchase price protection, travel accident insurance, car rental coverage, and the famous AMEX extended warranty that actually pays … [Read the rest]
Utah My529 Plan Lowers Fees Again: A Consistent History of Fee Drops
I choose to maintain funds inside the Utah My529 college savings plan for all three of my children. Formerly known as the Utah Educational Savings Plan (UESP), this plan has become my primary, favorite plan after trying out several different ones. … [Read the rest]
529 College Savings Plans: All 50 States Tax Benefit Comparison (Updated 2024)
Updated for 2024. Morningstar is a great resource for research on 529 college savings plans, and they have recently updated their annual deep dive on 529 plans: The 2024 529 Savings Plan Landscape (e-mail required). When choosing a 529 college … [Read the rest]