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Kashi “All Natural” Class Action Settlement

Here's another class action settlement involving a popular food which may affect you. Kashi and Kelloggs settled a lawsuit claiming that they mislabeled products as "all natural" or "nothing artificial". As usual, they don't admit wrongdoing but … [Read the rest]

Free $5 Starbucks Gift Card for AT&T Wireless Customers

Ting.com has a limited-time promotion offering AT&T customers a free cup of coffee (in the form of a free $5 Starbuck gift card) if they check their phone compatibility with Ting. You'll need your AT&T phone's IMEI and your phone number. Limit … [Read the rest]

BeFrugal.com: Another Cashback Shopping Portal

$10 refer-a-friend bonus is back. BeFrugal.com is yet another cashback shopping portal that gives a percentage back on online shopping purchases made through their links. Right now it's also offering a $10 sign-up bonus for a limited-time to get you … [Read the rest]

Owning a McDonald’s Franchise: Purchase Cost vs. Annual Profit

Despite their negative media attention, the McDonald's franchise that I drive past every day is packed all the time. I rarely eat there (especially since my diet bet), but I used to think to myself that if I were going to buy a franchise, I'd buy … [Read the rest]

Andre Agassi Interview: Typical Day in Retirement

Andre Agassi became famous for being a professional tennis player, but his greatest legacy may be through his work in charitable and social causes. He now oversees both a charitable foundation and the Andre Agassi College Preparatory Academy, a … [Read the rest]

Ideal Diversification Between US and International Stocks?

One of the decisions a DIY investor needs to make is how much international stock exposure to add to their portfolio. Recently, the US stock market has had much higher returns than non-US stocks overall, including Emerging Markets. But this … [Read the rest]

List of Free Starwood Preferred Guest Points + Avoid Expiration

Updated. Here are some quick deals for some free Starwood Preferred Guest (SPG) points. I'll try to update this post instead of making new ones in the future. These are handy for extending the expiration of all your points, which otherwise may be … [Read the rest]

On Planting Trees and Enjoying The Leaves

Autumn. My parents are thinking of taking a special tour to watch the leaves fall in New England. You can even pay someone to ship you a bundle of leaves for 20 bucks. I recently came across a piece of inspirational art with the following quote … [Read the rest]

Ally Bank Savings Account Review

Update. I've done a significant amount of my banking with Ally for years (checking, savings, and multiple CDs), but the "gateway drug" for me and probably most people will be their Ally Online Savings Account. You can use this savings account as a … [Read the rest]

Jet.com: Dropping Membership Fee, Will Volume Pricing Be Low Enough?

Update October 2015. CEO Marc Lore just announced that Jet is dropping its membership fee for everyone. They've only been live for a few months, so most customers are still on a free trial anyway. This was surprising for many because Jet was … [Read the rest]

Simple Portfolio Rebalancing: Year-End vs. Random Day

I'm catching up on some reading. James Picerno of The Capital Spectator did some backtesting of simple portfolio rebalancing where once a year you go back to your target asset allocation. Does it matter if you rebalance at the end of every year, … [Read the rest]

Best Interest Rates for Savings Accounts and CDs – Updated October 2015

Rates checked as of October 3rd, 2015. Our family keeps a year's worth of expenses (not income) put aside in cash reserves; it provides financial insurance with the side benefits of lower stress and less concern about stock market gyrations. In my … [Read the rest]