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Amazon Audible: Free 3-Month Trial w/ 3 Free AudioBooks for Prime Members

Amazon Prime Day is coming up again, and Audible is offering Prime members a free 3-month trial that includes 3 audiobook credits. This offer is targeted but should be widely available to Prime member unless you've had an Audible trial within the … [Read the rest]

Vanguard Will Now Close Your Account If You Call Them Too Much (Even Loyal 80yo “Owners”)

Between Fidelity, Schwab, and Vanguard, I am surprised that Vanguard is the one that most wants to be like Robinhood. Their brokerage account, officially Vanguard Brokerage Services (VBS), recently added a bunch of new fees but also officially … [Read the rest]

Actual Net College Tuition Costs Based On Family Income

As the published prices for college tuition keep rising to astronomical levels ($100k a year?!), fewer and fewer students are actually paying the "sticker" price. As you can see below, the number is down to ~25% for public and ~15% for private … [Read the rest]

Barclays AAdvantage Aviator Red Mastercard Review: 70,000 AA Miles (Single Purchase, $99 Annual Fee)

Offer increased to 70k, but must pay $99 annual fee. The Barclays AAdvantage Aviator Red Mastercard is a co-branded American Airlines credit card from Barclays. This offer is notable because the bonus can be triggered by a single purchase of any … [Read the rest]

Fidelity ATM Debit Card Warning: Fraudulent Transactions May Not Be Reimbursed

In the world of fintechs, we recently experienced this possible damage from multiple parties not working with each other. Right now, there is still ~$85 million of user deposits unaccounted for (and much more frozen) while both the BaaS provider … [Read the rest]

Fidelity Cash Management Account Adds New Core Sweep Option (SPAXX @ ~5% APY)

Update 6/18/24: This new option is now live, at least for me. Fidelity says it should be available to everyone by the end of this week. Worth a check (directions at the bottom below). Screenshots from my account below. Original post … [Read the rest]

Upgrade Rewards Checking: $300 Referral Bonus (Improved) + 5.21% APY Savings

Update: This exact offer has expired, the bonus is down to $200 and APY has been reduced. Upgrade has increased the bonus from $150 to a $300 bonus via referral link on their Rewards Checking Plus account (referred gets $50). Must set up … [Read the rest]

Robinhood Gold x Free $1,000 Margin ($2,000 Until August 2024)

If you joined the Robinhood Gold subscription service for the (expired) 3% IRA transfer bonus, you have have noticed that it includes $1,000 of margin interest-free (0% APR). Right now, they are increasing this amount to $2,000 of margin … [Read the rest]

United QuestSM Card Review: 60,000 Bonus Miles + 500 PQP

The card_name is a new premium travel card that offers a lot of added perks on United Airlines for a higher annual fee. Here are the highlights: 60,000 bonus United miles and 500 Premier qualifying points after $4,000 in purchases in the … [Read the rest]

Best Interest Rates on Cash Roundup – June 2024

Here's my monthly roundup of the best interest rates on cash as of June 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning you a lot more money while … [Read the rest]

FDIC Leaves All Fintech Users Unprotected in Regulatory Blindspot! (Too Small to Care?)

I've been traveling internationally for the last couple of weeks, and with all the chaos of trying not to lose any of the kids on whatever multi-transfer subway ride or hiking trail is on the agenda every day, I felt quite relieved that my finances … [Read the rest]

Warren Buffett’s Childhood Money Hustles

For many people, Warren Buffett is that "rich stock-picker guy". But if you read any of his multiple biographies, you would know that he was a very precocious kid that was obsessed with getting rich from an early age. Instead of trying to make … [Read the rest]