The Chase Sapphire Preferred® Card is a premium travel rewards credit card that has gotten very popular due to its useful rewards structure and flexible Ultimate Rewards points that can be redeemed for cash, travel credits, or transferred to airline … [Read the rest]
Chase Sapphire Preferred® Card Review: 60,000 Bonus Points
Pepper Rewards App: $20 Bonus w/ $200 Gift Card Purchase (New Users) + Crazy Flash Sales + AmEx Offer
(Update November 2024: Pepper has changed their referral offer to a $20 bonus after spending $200 in your first 15 days. Stack as they are still offering attractive daily flash deals up to 20% off.) I don't know about you, but these days I check … [Read the rest]
Class Action Settlement Roundup – Breyers, Clif Bars, Cash App, Earth Rated, MLS Realtor Fees
Time to clean up some browser tabs! Here are some class action settlements that may apply to you as of November 2024. The trick is to take action and file now before you forget... and then forget! I say this because they could take several … [Read the rest]
2025 401(k) Contribution Limits Announced; New Super Catch-Up for Ages 60-63
The IRS officially announced the new 401(k) contribution limits for 2025 (full news release), which also included a new "super catch-up" allowance for people who are ages 60-63 at year-end 2025. Strangely, it goes back down once you are age 64. I … [Read the rest]
Fidelity Rewards Visa Credit Card Review: 2% Flat Cash Back, No Annual Fee ($150 Sign-Up Bonus, $100 TSA PreCheck Credit)
(Update November 2024: This card has added a Global Entry/TSA PreCheck credit worth up to $100 every four years. Might be handy for existing cardholders that have this as an idle card. Currently a $150 sign-up bonus for new customers as well. … [Read the rest]
Visualizing Asset Allocation Choices: Risk vs. Return vs. Probability
Howard Marks published another Oaktree Capital memo recently, Ruminating on Asset Allocation, which included several insights about asset classes and how to create a portfolio. I recommend reading the entire thing, but here are a few highlights … [Read the rest]
Savings I Bonds November 2024: 1.20% Fixed Rate, 1.91% Inflation Rate (3.11% Total for First 6 Months)
Update: Savings I Bonds bought from November 1, 2024 through April 30, 2025 will have a fixed rate of 1.20%, for a total rate of 3.11% for the first 6 months. As a quick and dirty comparison, the nominal yield on 5-year Treasury bonds is currently … [Read the rest]
Groupon: Costco New Membership $65 w/ $45 Costco Gift Card
The Groupon deal for a new Costco Gold Star Membership is back, this time for the regular price of $65 you can get the following: 1-year Gold Star membership ($65 normally by itself) Membership card for the Primary Cardholder and one … [Read the rest]
Bilt Mastercard: Earn Rewards For Paying Rent w/ Any Landlord (November 1st Rent Day / Avios Transfer Bonus)
Update for Rent Day 11/1. For Rent Day on Friday 11/1, Bilt Rewards is offering the following additional perks. I got my Hilton Gold status last month with no issues. Note the grocery perk is actually for 10/30 and 10/31. 50% bonus on … [Read the rest]
Acorns Early 1% Match on Kid Custodial Accounts / Acorns Later 3% Match on IRA Contributions
Acorns, known for their "Round-Ups" on purchases that encourage recurring small savings of spare change and beyond, also has a match program for IRA contributions. They also just added a new match program for UTMA/UGMA custodial accounts for … [Read the rest]
IRA and 401k Accounts Can Earn You 30% More After 40 Years
We're all told that we should use IRA and 401k accounts to save for retirement due to their great tax benefits. But how valuable exactly are those benefits? 🤔 A huge difference? A little difference? This Morningstar article crunches … [Read the rest]
Robinhood Gold Review: 1% Deposit Boost Ends 11/25/24
Update October 2024: Well, that didn't last very long. Right as competitors rush to copy the feature, Robinhood sends me a message that the last day to get your 1% Deposit Boost is November 25, 2024. Update June 2024: The 1% Deposit Boost for … [Read the rest]