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Stuff I Bought Myself and Would Buy Again (2023 Edition)

Many "buying guides" are bland and generic, but I find that I still enjoy hearing what works for the discerning creators that I follow. I went through my buying history and these are random items that I have bought myself from Amazon (no free … [Read the rest]

H&R Block Tax Software 2023: Federal w/ e-File $20 (w/ State $25)

The benefit of "old-school" desktop tax software is that it doesn't require your Social Security Number and financial details to be stored in the "cloud", a fancy word for a third-party server where it can be copied or hacked. Amazon often runs … [Read the rest]

AmEx Offers: Shop Small Saturday, Walmart+, Gas Stations, Wireless Bills

New offers added, including Shop Small credit that expires Saturday. Amex Offers are targeted offers that either offer discounts in the form of statement credits on your account or as extra reward points earned. To view your offers, visit your … [Read the rest]

Rakuten Black Friday: $40 New Member Bonus via Referral, Cashback Boosts

Rakuten (formerly eBates) is one of the biggest cashback shopping portals, where you earn a rebates on your online (and possibly in-store, see below) purchases. Right now, they have an limited-time $40 new user bonus via referral when you make your … [Read the rest]

Hulu Black Friday: $0.99/Month for 12 Months (w/ Ads), Add Disney+ For $2/Month

Hulu has a Black Friday deal of $0.99/month for 12 months on their Ad-supported plan that includes two devices and HD resolution. Regular price is $7.99/month. You can also add on Disney+ (Ad-supported) for $2/month or add Starz for $0.99/month … [Read the rest]

HBO Max Black Friday Deal: $2.99/Month for 6 Months (with Ads)

Max (formerly HBO Max) has a Black Friday deal of $2.99/month for 6 months on their Ad-supported plan that includes two devices and HD resolution. Regular price is $9.99/month. Works for new and returning members. Set a calendar reminder if you … [Read the rest]

The Half-Hour Car Rental Hack

When you make a reservation at nearly every car rental website, you simply agree to a price and make a non-binding reservation without giving any payment information. You can cancel at any time, without penalty. I'm really not sure why this is still … [Read the rest]

Best Interest Rates on Cash – November 2023

Here's my monthly roundup of the best interest rates on cash as of November 2023, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors. Check out my Ultimate Rate-Chaser … [Read the rest]

Primis Bank Novus Checking: 6% APY Guaranteed for 6 Months (4.00% APY Standard)

Primis Bank just rolled out a new Novus Checking account that includes an introductory period of 6.00% APY guaranteed for 6 months on up to $50,000 with qualifying direct deposits. Hat tip to reader Bill P. Highlights: 6.00% APY guaranteed … [Read the rest]

Capital One Spark Cash Select for Excellent Credit Business Card Review: $500 Intro Bonus w/ No Annual Fee

The Capital One Spark Cash Select for Excellent Credit is a business credit card with simple, straightforward cash back along with no annual fee. This no-annual fee card is currently offering a strong $500 cash bonus for new cardholders after … [Read the rest]

Free Kindle eBook: From Zero to Millionaire

Here's a free Kindle eBook version of a personal finance and investing book that was published just last month: From Zero to Millionaire: A simple, effective and stress-free way to invest in the stock market by Nicolas Bérubé. (That is an Amazon … [Read the rest]

Time to Redeem Older Savings I Bonds With Zero or Low Fixed Rates?

After the November 2023 fixed rate was announced to be higher at 1.3%, I've gotten a few questions about redeeming "old" Savings I Bonds with lower fixed rates (some at 0%) and buying these "new" ones instead. During this current 6-month period, a … [Read the rest]