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$25 Referral Bonus: Ohio CollegeAdvantage 529 Plan

The Ohio CollegeAdvantage 529 Savings Plan is currently offering a $25 refer-a-friend bonus if you open an account and deposit at least $25 by December 15, 2008. You can be a resident of any state, and there are no application or annual fees. Is … [Read the rest]

Call Your Credit and ATM Card Issuers Before Traveling Internationally

I just finished calling all of the issuers for the credit and ATM cards that I plan on using internationally - Capital One, Citibank, WaMu, and Bank of America - in order to avoid my cards being frozen due to fraud concerns. I remember doing this … [Read the rest]

Good Time To Hedge Against Higher Gasoline Prices?

I just filled up my tank for the least amount of money in a long time. When I first wrote about hedging against rising oil costs, the national average was $3.70/gal and headed towards $4/gal. Now it's around $2.15. Remember when we were all … [Read the rest]

Ask The Readers: Skype As Replacement Phone Service?

A reader wrote in about using Skype as a replacement phone service. This was good timing because I also wanted to ask about using Skype internationally. Skype While Traveling Internationally? I'm preparing for my trip to Spain, and have the … [Read the rest]

Shorter Full-Retirement vs. Longer Semi-Retirement?

Which would you rather do: A) Work 40 hours/week for 15 years, and then not work at all for the next 15 years, or B) Work 20 hours/week for 30 years? If you were to ask me a few years ago, I would have picked A. Now, I'd much rather have … [Read the rest]

MyCorporation Free Corporation/LLC Coupon Code

Update: MyCorporation is now running a promotion where they have free filing services for all of December with coupon code MYGIFT! The coupon code for a free LLC or Inc filing from MyCorporation is FREE149. More information here. Again, this is … [Read the rest]

Coinstar Promo: $40 in Coins = $50 in Gift Certificates

Coinstar is running a 2008 Holiday Promotion where you can turn $40 in loose change into $50 of Amazon.com gift certificates (or any gift certificate that they offer). Not a bad way to get rid of some change and pay for some holiday shopping. … [Read the rest]

First Look: DollarSavingsDirect vs. EmigrantDirect

I went ahead and opened an account at DollarSavingsDirect and their attractive 4.0% APY. WaMu had dropped their savings rate to 2.5% APY, and DollarSavingsDirect still seems to be in their "new bank customer accumulation" stage, which means keep the … [Read the rest]

Free Incorporation/LLC Service From MyCorporation

Already started your own business, or thinking of doing so? Want to go "legit" and form an LLC or corporation? I received an heads up from about a promo next week Tuesday where you can get a free incorporation service worth $149: On Tuesday, … [Read the rest]

Marriage and Money: Can Love Overcome Financial Incompatibility?

I know a lot of different friends who are happily married. Republicans and Democrats. Catholics and Hindus. Dog-lovers and Cat-lovers. Rich families and not-so-rich. Even Ohio State and Michigan alumni! However, I recently met a … [Read the rest]

Should I Invest In My 401(k)’s Stable Value Fund?

While investigating the bond options in my wife's 401(k), I noticed that the only "safe" option in her account was a Stable Value fund. I have noticed this label before, but never really paid them much notice. What is a stable value fund? The … [Read the rest]

Discover Card Holiday Mall Promotion: $20 off each $200 spent

Discover Card is again running their Holiday Mall Promotion, which gives you $20 back for every $200 that you spend at limited mall locations. Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating … [Read the rest]