The new fixed rate for Series I Savings Bonds ("I Bonds") was announced on Monday to be 0.7%. A few readers asked if I thought this was a good time to buy. As a long-term investment, a 0.7% real yield makes I-Bonds a poor choice, as you can buy … [Read the rest]
Series I Bonds November 2008 Fixed Rate: 0.7%
Election Day Freebies: Starbucks, Ben & Jerry’s, Krispie Kreme, and More
Along with performing your civic duty today, you can pick up some free food from these locations. Some require an "I Voted" sticker, while others just take your word for it. Starbucks - Free coffee On November 4, 2008, Starbucks will give … [Read the rest]
November 2008 Financial Status / Net Worth Update
Credit Card Debt If you're a new reader, let me start out as usual by explaining the credit card debt. I'm actually taking money from 0% APR balance transfer credit cards and instead of spending it, I am placing it in high-yield savings accounts … [Read the rest]
Weekend Reading: Bear Markets, Changing Asset Allocation, and Stock Picking
Here are some good reads about investing from this week: How to Survive and Succeed Through a Bear Market This letter to shareholders is written by John Montgomery, founder of Bridgeway Funds, which are a group of actively managed mutual funds … [Read the rest]
Costco Complete Emergency Preparation Kit?
Don't ask me why, but I have been on a secret survivalist bent recently. I guess too many worst-case scenarios going around in my head. Lo and behold, I run across this Complete Emergency Preparation Kit at Costco. Includes: # 6 Days … [Read the rest]
Discover More: 0% APR Balance Transfer Fee Cap Ends October 31st
It looks like the credit crunch continues to trickle down to everything financial, including tightening up in the credit card industry. I have it on good authority that the $75 balance transfer fee cap on the Discover More card will end on October … [Read the rest]
Got Enough To Retire? Frugal Spenders Just Might
In a CNN Money article titled "Got enough to retire? Think again", I actually found the opposite. The main point of the article is that you may need to replace a lot more than just 70-80% of your pre-retirement income after you stop working. … [Read the rest]
ShareBuilder Offers: 2 Free Real-Time Trades, $50 New Customer Bonus
Apparently ShareBuilder brokerage had some hiccups during the last few weeks, so like Zecco with their unlimited free trades in October, they threw out bonuses. A reader indicated that he was offered 20 automatic trades. Check your … [Read the rest]
1,000 Free Delta SkyMiles Offer + More

You can get 1,000 Delta SkyMiles for enrolling in ThanksAgain for free by October 31st. Again, good for generating some recent account activity. ThanksAgain looks like a shopping "milesback" portal but for local merchants, tracked by linking up your … [Read the rest]
Invest In A Flu Shot
I don't know if I have the flu or not, but I still feel awful. If you qualify, I'd say it is a wise investment that I shouldn't have put off. Ironically, since I have a fever I shouldn't get a flu shot. *sniff* Here is a flu shot finder, or … [Read the rest]
Weekend Reading: Diary From The Great Depression
Not enough doom and gloom in your diet? The Big Money shares the diary of Benjamin Roth, who was a lawyer during the Great Depression. Via the Consumerist. Here's an excerpt: June 5, 1931. Immediately after the 1929 crash the speculators … [Read the rest]