As a follow-up to my previous post on historical inflation (10-year rolling averages), how do periods of high inflation affect safe withdrawal rates for retirement portfolios? I reference a paper about Sustainable Portfolio Withdrawal Rates During … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of December 2022, roughly sorted from shortest to longest maturities. We all need some safe assets for cash reserves or portfolio stability, and there are often lesser-known … [Read the rest]
Advisor Perspectives has a nice chart of 150 years of historical inflation (1872-2022). I appreciate that it includes both the short-term monthly inflation numbers as well as the 10-year rolling average over this long period of time. A few … [Read the rest]
Updated for 2022. It's open enrollment season, and there is better than a 50/50 chance that you will enroll in a high-deductible health plan. That means that you are also eligible to contribute to a Health Savings Account (HSA), which has … [Read the rest]
Tuesday, November 29th is Giving Tuesday 2022, an international day about giving support through charities and nonprofits by donating money or volunteering your time. In case you aren't inundated with mailings already, this time of year is a big … [Read the rest]
Hope you had a nice Thanksgiving weekend! Enjoyed a little break before the holiday chaos begins. Here are a few low-hanging fruit that caught my eye as I jump back in. Must visit on website to see links. All Cyber Week gift card deals (scroll … [Read the rest]
The annual DiscountMags.com Black Friday Sale is one of the few times where they post their lowest prices for the year. The Black Friday sale actually lasts through Monday 12/5, but the Cyber Monday Bulk Sale only lasts through Wednesday … [Read the rest]
Amazon is running a "Spin & Win" Instant Win game (link available online) that only works on the Amazon app and gives you the chance to win a $5-$20 Amazon credit. You can spin once a day through Monday 11/28/22.. I usually don't care for … [Read the rest]
Here's a reader question that I found interesting regarding "low-tech" retirees: Hi - my 82 year-old father-in-law does not own a cell phone or a computer. He has very little "visibility" on the internet because he was a self-employed craftsman … [Read the rest]
As with the rest of the finance world, I've been following the collapse of FTX and Sam Bankman-Fried (SBF). There are many explainers (Matt Levine is my fav, but paywall?), while new details keep emerging. Crypto the newborn currency is growing up … [Read the rest]
Update: $599 sale ends at 11:59 PM Mountain Time on November 18, 2022. International destinations also added to offer. Frontier has discounted their Go Wild Pass to only $599 for a limited time for the first year. Retail and Renewal Price … [Read the rest]
The trend in many alternative asset classes is to make previously illiquid and high-value investments like art, collectibles, farmland, and music royalties more accessible to us common folk by offering fractional ownership. From the comfort of my … [Read the rest]
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