Here’s my 2022 Year-End income update for my Humble Portfolio. I track the income produced as an alternative metric for performance. The total income goes up much more gradually and consistently than the number shown on brokerage statements … [Read the rest]
The Citi Premier Card is an improved rewards credit card with the ability to transfer points to airlines miles as well as an added $100 annual hotel savings benefit. Right now, they have a sign-up bonus offer of 60,000 bonus points (redeemable for … [Read the rest]
Here's my quarterly update on my current investment holdings as of the end of 2022, including our 401k/403b/IRAs and taxable brokerage accounts but excluding real estate and side portfolio of self-directed investments. Following the concept of skin … [Read the rest]
Update: This offer is now expired and not currently available. I am leaving up the details for those that did the deal previously. Expired offer: $100 offer is back. You must sign up by 1/31/23 and have your meeting by 2/28/2023. Personal … [Read the rest]
The beginning of the year is also a good time to check on the new annual contribution limits for retirement and benefit accounts, many of which are indexed to inflation. Our income has been quite variable these last few years, so I regularly adjust … [Read the rest]
Happy New Year! I enjoyed a little winter nap. This worked out fine as successful investing does not require constant attention. To be honest, if all my research and/or experience showed that lot of trading activity led to greater returns, I'd … [Read the rest]
Updated. Here's a year-end reminder to get back all the money sent into Healthcare Flexible Spending Accounts (HC FSA) due to their "use it or lose it" structure (see possible extensions below). The maximum salary deduction limit is $2,850 for … [Read the rest]
Happy Holidays! I hope that everyone reading this is enjoying time with family and friends in their own tradition. This is a time for reflection, but my interest in diving deeply into financial topics has been low recently. As I sit amongst a pile … [Read the rest]
Update December 2022: You may not even remember that you filed a cash claim in the 2017 Equifax Data Breach Settlement, but the payments are finally being sent out. I nearly deleted the email as it ended up in my Junk Folder. The settlement … [Read the rest]
Current is part of the new wave of fintech apps that partner with a traditional bank. In this case, banking services are provided by Choice Financial Group, member FDIC. Current reminds me a lot of the Chime app, with its quick sign-up process, … [Read the rest]
Investing for the long run is easier if you temper your emotions with the knowledge that lower stock and bond prices today suggest higher future returns (and vice versa). Morningstar has just released the 2022 edition of their research paper The … [Read the rest]
My inbox has been seeing an uptick about structured products and fixed indexed annuities that offer "market-linked performance" or "market upside" with "downside protection". While below is my usual take on these products, I wanted to provide some … [Read the rest]
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