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New Pinecone Survey Sign-up Link

There appears to be a new sign-up link for the online survey panel at Pinecone Research. If that one doesn't work, the last sign-up link I mentioned is also working again. For some background, check out my brief Pinecone review here. Keep in mind … [Read the rest]

Forming An S-Corporation To Reduce Self-Employment Taxes

Now that I've mentioned tax avoidance, one potential advantage of incorporating your business into an S-Corporation is the ability to reduce the Social Security and Medicare taxes that you pay. I'm going to stick to using examples of one-person … [Read the rest]

Tax Avoidance vs. Tax Evasion: Don’t Be Afraid of the IRS

I was browsing the library a few months ago, looking for some accounting books, when I came across a book entitled Keep Your Hard-Earned Money: Tax-Saving Solutions For The Self-Employed. It was clearly a bit dated, as it boasted about 'including … [Read the rest]

2006 Q2 Financial Goals Progress

The second quarter of 2006 is over, time again to check in on my progress towards my 2006 Financial Goals. See my progress in Q1. Separate business and personal financial worlds Actually, I have recently incorporated my self-employed business as … [Read the rest]

Book Review: All About Asset Allocation

Recently, I have been avoiding reading more investing books that were basically 'invest in index funds, invest in index funds, invest in index funds'. Great message, but I get it already. I wanted a more detailed analysis of the different asset … [Read the rest]

Emigrant Direct 5.0% APY, Presidential Savings 5.12% APY, More

Emigrant Direct is now at 5.0% APY. [Emigrant Review] [$10-$20 Opening Bonus] Presidential also raised rates last week to 5.12% APY on their Premier Savings Account. [Savings Review] Added: VirtualBank is keeping their base rate of 4.60% APY, … [Read the rest]

Carnival of Investing and More

This week's Carnival of Investing is up at Mighty Bargain Hunter. Next week's edition will be hosted at Experiments in Finance. For more information on participating and the updated hosting schedule, please check out the Carnival of Investing … [Read the rest]

What’s Our Income?

Commenter Rummy on my last net worth update asks a good question - What's our income? After all, I sure spill a lot of financial beans on this blog. You guys know how much debt I have, how much savings, even where my money is invested. Why not … [Read the rest]

July 2006 Financial Status / Net Worth Update

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Fidelity 529 CashBack Deposit

The end of the 2nd quarter of 2006 brings me a nice $135 deposit from my MBNA Fidelity 529 Card into my 529 account. Paying for everything humanly possible with credit cards has its rewards!* … [Read the rest]

Stocking Up During 4th of July Sales

My local grocery stores (mainly Safeway) are having some great prices on BBQ staples competing for your July the 4th money. Check if yours is too, and stock up! Ground beef - 5 lbs for $5 ($1/lb.) Salmon fillets - $4/lb. Chicken breasts - … [Read the rest]

Retire to Mexico?

I found out that a friend of mine's parents have been retired in Mexico for years now as US expats. Supposedly the housing and living expenses are affordable, taxes are low, and the healthcare is reasonably good. I have no idea if any of these … [Read the rest]