Several of you mentioned that I should increase my wife's 401k contributions after her recent raise. Great advice, but alas, she had no 401k. We were a 401k-less family. I say were because it looks like soon her employer is giving her one! … [Read the rest]
Good News: Wife Is Getting A 401k!
Credit Score Myths – Don’t Cancel Old Accounts
Credit scores remain all the rage, but there are a lot of misconceptions out there. Four common ones are outlined in this MSN Money article titled '4 Credit-Scoring Myths'. What's the first myth? That closing credit cards will help your … [Read the rest]
Drive A Lot? Use the Citi Driver’s Edge MasterCard
I've realized that I am in the minority when it comes to driving. I put on maybe 6,000 miles a year. Many people log over 20,000 miles on their car every year! If you are one of these road warriors, I just got e-mailed about the Citi Driver's Edge … [Read the rest]
Big Fat Check From eBates
Well, it's actually only for $42, but that's what eBates calls their rebate checks. eBates and other similar sites were discussed previously. You can wring out the most cashback at each separate store by checking out EvReward first, but the thing … [Read the rest]
Bogle Has A Blog
Catching up on e-mails, I see that that Jack Bogle, index fund pioneer and founder of Vanguard, has a blog now called the Bogle eBlog. It doesn't look like it's going to have many personal anecdotes, more like a 'Recent News' type of thing. Too bad. … [Read the rest]
Carnival of Investing Moving Here
This week's Carnival of Investing is up at Mighty Bargain Hunter. The Carnival has been a bit neglected recently, as work demands has put the founder RetireAt30 on the sidelines. I asked him a while back if I could help him out, and after some … [Read the rest]
Adding Some Small-Cap Value To Your Asset Mix
If you have all your domestic stock allocation invested in an S&P 500 or Total Stock Market Index Fund like VFINX or VTSMX, here's some interesting food for thought that I picked up from All About Asset Allocation by Richard Ferri. Based on … [Read the rest]
My Taste Buds Are Exhausted!
Thanks for all the SF restaurant tips, here's where I ended up eating: Cheeseboard, Home, Swan Oyster Depot, A16, Brothers, Saigon (East Bay), Slanted Door, Dottie's True Blue Cafe (Tenderloin), In-N-Out, Blue Fin Sushi (Marina), L&L Hawaiian … [Read the rest]
Presidential Premier Savings Drops Monthly Maintenance Fee
Looking at their account comparison chart, it looks like Presidential Bank has quietly dropped the monthly maintenance fee on their Premier Savings Account, currently paying 4.87% APY (for balances up to $35k). Previously, if you went below $5,000 … [Read the rest]
Eating My Way Through The Bay Area
I'm fine with being called cheap, but I personally think of it as hating to waste money on things I don't want. I am perfectly willing to pay for things I value. Top on the list are food and travel. On this trip I'm eating my way through the Bay … [Read the rest]
Citibank, HSBC, Presidential All Raise Rates
Presidential Premier Savings (Presidential Bank review) is now at 4.87% APY, with its Checking at 4.50% APY. These guys are my primary bank. Citibank e-Savings Account (previously discussed) is now at 4.75% APY. HSBC Direct (HSBC Direct … [Read the rest]
Looking Back: A Year of Owning a Dog
It's been a year now since we've gotten our kid... err, dog. Cavalier King Charles Spaniel to be exact. I know this because we just had our annual vet appointment for more shots and a general exam. This got me to thinking how much we've spent on … [Read the rest]