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SkypeOut Now Free in US and Canada

I finally installed Skype about a month ago, joining the techie elite. Actually the great thing about Skype is it's really easy to use. If my parents actually had internet at home I bet I could teach them to use it. All you need is a headset and … [Read the rest]

What Gas Saving Tips Really Work?

Although I'm still not worked up about gas prices personally, I still hear all kinds of tips to save gas left and right. But do they really work? Edmunds.com tests them out and gives us some hard(ish) numbers. Briefly: What worked Driving less … [Read the rest]

Thanks Mom

Given that money matters are hardly taught at school at all, much of people's financial knowledge comes from their parents. Given that I grew up in an apartment smaller than the one I live in now with just my wife, I learned quickly the value of … [Read the rest]

Free Equifax Credit Alerts via PayPal

Equifax and PayPal have teamed up to provide a basic credit monitoring service that is free to anyone. I say it's free to anyone because after you click on the sign-up link, there is no verification that you actually use PayPal when signing up. In … [Read the rest]

Swap Gift Cards For Free at CardAvenue

Got a bunch of gift cards you haven't used yet? Sell or trade them the new site CardAvenue.com. For example, you could swap an unwanted $100 Pottery Barn gift card you just got for a $100 Home Depot gift card that you could really use. I've already … [Read the rest]

Play Money Stock Portfolio Snapshot…

A while ago I set aside $5,000 to buy and trade stocks. I call it my 'play money', as the rest of my portfolio is painstakinly allocated into index funds. But I really don't do much 'playing' anymore. I just check the stock prices every few days, … [Read the rest]

Save Money on Prescription Meds

If you require prescription medication, and are like me and have lots of pharmacies around, you should really check out your next Sunday newspaper. Almost every pharmacy around here regularly has a $15-$20 coupon if you switch your prescription to … [Read the rest]

28-Day Treasury Bill APY Calculator

In my previous post on Calculating and Comparing Treasury Bill Returns, it was pointed out that my APY calculation was incorrect because the way T-Bills work, you can't actually reinvest all the interest into the next T-Bill. That is true, but what … [Read the rest]

APY to APR Calculator For Bank Interest

These days you usually get APY (annual percentage yield) from banks, but there are some times when you want the APR (annual percentage rate), which does not take into the compounding of interest as it is earned. For some reason I could not find an … [Read the rest]

Experiment: Life Without TV

After we moved, I didn't sign up for Cable TV as I couldn't find a good deal and was morally against paying the full price of over $50 a month again. So, we decided to try life without television. We don't watch that much TV, but we are definitely … [Read the rest]

Other Places To Stash Your Cash

Being my money blog and all, I inherently have a biased focus on the best places to keep own my money based on my own personal tax situation, time horizons, and existing accounts. So far I've mostly talked about the banks in my online savings … [Read the rest]

Free GainsKeeper with Scottrade Account

Another nice feature of my Scottrade account that I noticed recently is that they offer GainsKeeper free with every account. GainsKeeper is an add-on program available for all brokers that offers a lot of useful tax-related features such … [Read the rest]