Some investors like to break down their portfolio into several different asset and sub-asset classes. One long-standing example of the "slice-and-dice" is the "Ultimate Buy-and-Hold Portfolio" recommended by Paul Merriman (see pie chart; expanded … [Read the rest]
Last month, I renewed my Mint Mobile cellular service for what was at least the third year. They have provided reliable service at a low cost, and I've consistently gotten more data at the same price. They use the T-Mobile GSM 4G LTE and 5G … [Read the rest]
The Sam's Club Black Friday page includes $50 off a $500 Disney gift card (limit 2). These are eGift cards, so you can buy them online starting midnight on Thursday, November 25th. If a member buys the limit, that works out to $100 off of $1,000 … [Read the rest]
If you like maximizing your credit card rewards, you probably know that you can earn a base rewards rate of 2.6% cash back on ALL your credit card purchases and up to 5.2% cash back on the first $2,500 in combined grocery/wholesale club/gas purchases … [Read the rest]
Like many folks, I left college with a negative net worth due to $30,000 in student loans. After reading through several articles about changes in the Education Department regarding student loans, I think the overall takeaway is that if you've had … [Read the rest]
I initially stopped reading the NY Times bestseller Digital Minimalism: Choosing a Focused Life in a Noisy World by Cal Newport midway through because it seemed to target a problem that I did not have - I don't spend much time on social media and … [Read the rest]
Check again to see if targeted for latest promo. If you have a Citi credit card that earns ThankYou points, you can redeem them to buy eligible items at Amazon.com. The redemption rate is 1 ThankYou points = 0.8 cents to spend at Amazon, which may … [Read the rest]
Check again to see if targeted for newest discount. If you have Ultimate Rewards points from Chase credit cards, you can use them to buy eligible items at Amazon.com. The redemption rate is 1 Ultimate Rewards points = 1 cent at Amazon, which is … [Read the rest]
American Express is offering all their cardholders a free 6-month subscription to MyPanera+. You must redeem via that link and sign into your AmEx account. Many of us have had MyPanera free trials before, but hopefully this can land us another 6 … [Read the rest]
Groupon has brought back their BJ's Wholesale New Membership deal. You pay only $20 for a One-Year BJ’s Inner Circle Membership (regularly $55 if you bought directly). New members only* (you could get your spouse or partner to sign-up). Valid at … [Read the rest]
via GIPHY Here's my monthly roundup of the best interest rates on cash as of November 2021, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities earning more than most "high-yield" savings accounts and money … [Read the rest]
The Synchrony Premier World Mastercard is a rewards credit card that earns 2% cash back on every purchase with no annual fee. There are no rotating categories, activation deadlines, no earning caps, or miles/points to redeem. It was previously … [Read the rest]
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