Raisin is a financial marketplace that allows you to access high-interest certificates of deposit and savings accounts from multiple different banks and credit unions without having to open up a new account at each one. Right now, they have some new … [Read the rest]
Raisin Marketplace: Up to $400 Deposit Bonus (and Why I’m Skipping It)
Posted on March 5, 2025 // Leave a Comment
Last updated: March 5, 2025
SGOV, STIP, TIP iShares ETFs: Claim Your State Income Tax Exemption (2024/2025)
Posted on March 5, 2025 // 1 Comment
As a follow-up to my posts for Vanguard and Fidelity money market funds, iShares ETFs (Blackrock) has also recently released their US GOI percentages for 2024 tax year. US Government Obligation Interest (US GOI) like Treasury bills and bonds are … [Read the rest]
Last updated: March 5, 2025
Virgin Red Rewards Credit Card: 60,000 Bonus Points (Limited-Time Offer)
Posted on March 3, 2025 // Leave a Comment
The Virgin Red Rewards credit card is the co-branded card for Virgin Red, the loyalty program for Virgin Atlantic flights, Virgin Hotels and Virgin Voyages. In addition, Virgin points can be used for other things like Delta Airlines flights, … [Read the rest]
Last updated: March 3, 2025
Canadian Pension Plan Fund: High-Fee Active Structure Lags Passive Index Benchmark Over Last 5 Years
Posted on March 3, 2025 // 3 Comments
The Canada Pension Plan Fund (CPP) is one of the two major components of Canada's public retirement income system, along with Old Age Security (OAS). The CPP mandates that all employed Canadians age 18+ to contribute a certain percentage of their … [Read the rest]
Last updated: March 3, 2025
Hilton Honors American Express Cards: 70k Points + Free Night Award (Limited-Time Offer)
Posted on February 27, 2025 // 9 Comments
Hilton Hotels and American Express have co-branded credit cards with special perks for Hilton customers. Each person can only get one welcome offer, per card in your entire lifetime, so it's best to apply during a temporary bump-up and/or … [Read the rest]
Last updated: February 27, 2025
Fidelity Target Allocation ETF Model Portfolios (Meant for Advisors)
Posted on February 27, 2025 // 3 Comments
One of my older relatives used Fidelity to manage their investments, and it was a hodgepodge of over 10 different mutual funds with a total expense ratio nearing 1%. The last time I measured its long-term performance, it lagged the benchmark … [Read the rest]
Last updated: February 27, 2025
Personal Finance Stack: Portfolio Simplification Progress for 2024
Posted on February 25, 2025 // 15 Comments
I recently found a handwritten note from early 2024 that outlined my goals to "SIMPLIFY!" my portfolio. The overall idea was to make things easier for my spouse to manage in case something happened to me. Even though I still have a rat's nest of … [Read the rest]
Last updated: February 25, 2025
TastyTrade Referral (Important Correction!)
Posted on February 25, 2025 //
Update: I'm very sorry, I was in a rush and read the offer wrong. There is no $500 for the referred person. Please don't open and fund. If I end up getting a $500 reward for referring you, I will send you the $500. However, I don't have a way … [Read the rest]
Last updated: March 2, 2025
Berkshire Hathaway 2024 Annual Shareholder Letter by Warren Buffett
Posted on February 23, 2025 // 1 Comment
Berkshire Hathaway (BRK) released its 2024 Letter to Shareholders (also see full 2024 Annual Report), which Warren Buffett traditionally also uses as an educational instrument. As always, I recommend reading it yourself (only 13 pages total this … [Read the rest]
Last updated: February 24, 2025
Fidelity Money Market Funds: Claim Your State Income Tax Exemption (Updated 2025)
Posted on February 20, 2025 // 13 Comments
Updated. As the brokerage 1099 forms for the 2024 Tax Year are coming out, here is a quick reminder for those subject to state and/or local income taxes. If you earned interest from a money market fund, a significant portion of this interest may … [Read the rest]
Last updated: February 23, 2025
Gemini Crypto: $75 Bonus after Trading $100 (Referral Promo Code)
Posted on February 19, 2025 // 6 Comments
Crypto exchange Gemini has upped their referral offer for a limited-time to a $75 bonus in crypto after you open a new account and trade $100. Above is a screenshot from my app. This is much higher than the standard offer. You can do something as … [Read the rest]
Last updated: February 19, 2025
Vanguard T-Bill/Ultra-Short Treasury ETF, iShares Money Market ETFs Now Live
Posted on February 19, 2025 // Leave a Comment
Vanguard's new index ETFs that hold short-term US Treasury Bonds are now live (press release). Vanguard 0-3 Month Treasury Bill ETF (VBIL). Tracks the Bloomberg US Treasury Bills 0-3 Months Index, which holds T-Bills with maturities of 3 … [Read the rest]
Last updated: February 19, 2025
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