Here’s my 2024 Year End income update as a companion post to my 2024 Year End asset allocation & performance update. Even though I don't focus only on high-dividend stocks, income-focused ETFs or high-yield bonds - I consider myself focused on … [Read the rest]
Updated with improved offer. The card_name issued by Chase is the small business version of the consumer World of Hyatt credit card. They currently have an improved offer which includes a potential Free Night Award (Category 1-4) that can be worth … [Read the rest]
Updated with 2025 promo details. Pennsylvania State Employees Credit Union (PSECU) has a $300 new checking account bonus. That is also my referral link as I successfully did a similar $300 deal previously. PSECU is a digital-first credit union … [Read the rest]
Updated with no balance transfer fee 0% APR offer. The Navy Federal cashRewards Plus Card is the new and improved sibling of the Navy Federal cashRewards Card (no "Plus"). The difference: If the credit limit you get is $5,000 and above, you get … [Read the rest]
Updated January 2025. Navy Federal Credit Union is the nation's largest credit union, with a long history of serving active military members. More recently, they have expanded their field of membership to include veterans and family members of … [Read the rest]
Update with New Year's promotions. I've tried out my share of robo-advisors, which always sounded nice in theory but I eventually became disillusioned as they kept generating lot of unnecessary taxes every time they change their model portfolios to … [Read the rest]
The most common reader question about my personal portfolio is definitely the fact that the allocation to international stocks has been a drag on performance relative to owning 100% US stocks. This is kind of a repeat topic, so I won't dive into … [Read the rest]
Here's my Year End 2024 update for our primary investment holdings, including all of our combined 401k/403b/IRAs and taxable brokerage accounts but excluding our house and side portfolio of self-directed investments. Following the concept of skin … [Read the rest]
Happy New Year! 🎉 🥳 Let's see how the year went for the broad asset classes that I track. Per Morningstar, here are the total annual returns (includes price appreciation and dividends/interest) for select asset classes as … [Read the rest]
Update for Rent Day 1/1. For Rent Day on New Years Day, Wednesday 1/1, Bilt Rewards is offering the following additional perks. If you are a renter, this program offers steady stream of free monthly points and a variety of promotional … [Read the rest]
Updated for 2024, new $10 Amazon bonus. Here's a year-end reminder to get back all the money sent into Healthcare Flexible Spending Accounts (HC FSA) due to their "use it or lose it" structure (see possible extensions below). According to the … [Read the rest]
Vanguard Target Retirement Funds are a huge series of "all-in-one" mutual funds, now with over $1 trillion in total assets. I don't hold them myself, but I have advised my parents to invest their IRAs in them. I appreciate that they are … [Read the rest]
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