Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman is a relatively short book filled with thought-provoking observations about the constant pressure that we feel, how there never seems to be enough time to accomplish the things that … [Read the rest]
Four Thousand Weeks: Productivity Trap, Gratitude, and Paying Yourself First (Book Highlights)
October 14, 2021 By 3 Comments
Last updated: October 18, 2021
Quontic Bank High Interest Checking Review: 1.10% APY on all Balance Tiers
October 12, 2021 By 5 Comments
The Quontic Bank High Interest Checking account has recently raised their interest rate and applied it to all balance tiers, with the result being the rare combination of a competitive interest rate with a high balance limit. Here are the … [Read the rest]
Last updated: May 31, 2022
FIRE Starters: Profiles of 12 Individuals and Families Pursuing Early Financial Freedom
October 7, 2021 By 1 Comment
I enjoyed watching all 14 YouTube videos in the FIRE Starters interview series by Marketwatch. The videos were well-edited, in that they averaged only about 5-7 minutes each but still explained the individual and/or family's unique path to … [Read the rest]
Last updated: October 7, 2021
Best Interest Rates on Cash – October 2021 Update
October 7, 2021 By 6 Comments
via GIPHY Here's my monthly roundup of the best interest rates on cash as of October 2021, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities earning at least double what most savings accounts and money … [Read the rest]
Last updated: October 7, 2021
Practical Time Management: The Won’t Do List vs. Must Do List
October 5, 2021 By 3 Comments
80 years times 50 weeks a year is 4,000 weeks. If we're lucky, that means we'll have about 4,000 Mondays, 4,000 Saturdays, and that's it. I've started reading Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman, which suggests that … [Read the rest]
Last updated: October 8, 2021
Vanguard Target Retirement Funds Update: Big Expense Ratio Drop in Early 2022
October 4, 2021 By 3 Comments
I always keep track of the Vanguard Target Retirement 20XX Funds (TRFs) because: They are a low-cost, broadly-diversified, "all-in-one" fund that I believe are a good starting point for both beginning investors and all investors that desire … [Read the rest]
Last updated: October 4, 2021
Kabbage Business Checking Review: 1.10% APY + Public $300 Bonus
October 3, 2021 By 6 Comments
(Update October 2021: Post has been updated to reflect a new public $300 bonus. I posted about a $300 bonus in the past, but it ended up being targeted select AmEx business cardholders. This one is open to the public. You must scroll down a bit to … [Read the rest]
Last updated: October 3, 2021
Porte Banking App Review: 3% APY on up to $15,000
October 3, 2021 By 30 Comments
Update October 2021: On 10/1/2021, Porte announced that starting on 1/1/2022 they will be adding some significant new requirements to obtain the 3% APY on balances up to $15,000. You must have each of the following during each calendar … [Read the rest]
Last updated: October 3, 2021
If Retail Investors Are Dumb Money, Who Is Raking Up All The Alpha?
September 29, 2021 By 4 Comments
Here's a follow-up to my post about the return gap of retail investors due to poor timing. For every seller of a stock share, there is a buyer. Therefore, if the timing of retail investors is reliably a little worse than average, we also know that … [Read the rest]
Last updated: September 29, 2021
Mind The Gap: How Investor Timing Affects “Real-World” Returns
September 28, 2021 By 2 Comments
Morningstar has released the 2021 update to their annual Mind The Gap study, which measures the gap between reported investment returns (buy and hold throughout the entire period) and investor returns (actual returns experienced due the real-world … [Read the rest]
Last updated: September 28, 2021
Reminder: Consider Downgrading Annual Fee Cards Into Their No-Annual-Fee Versions
September 28, 2021 By 5 Comments
As another year of limited travel passes, this is a quick reminder that many credit cards with an annual fee have another version with no annual fee. You've already had the temporary ding on your credit report, and this allows you to keep that … [Read the rest]
Last updated: November 14, 2021
Savings Rate vs. Income Bracket: How Impressive Is Your Savings Rate?
September 27, 2021 By 20 Comments
One of the criticisms of the pursuit of financial independence is that it is "only for the rich". Certainly, having a lot more money coming in every month should make it easier to set some of it aside. However, you might also observe that most … [Read the rest]
Last updated: September 27, 2021
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