An important lever in building your retirement income is timing when you start claiming your Social Security benefits. While you can start as early as age 62, your monthly benefit increases each year that you delay claiming (up until age 70). For … [Read the rest]
The Hotels.com Rewards Visa credit card is a no-annual-fee travel rewards credit card for folks who don't have loyalty to a specific hotel chain. Instead, you earn free nights from the Hotels.com loyalty program (detail below). Right now, they … [Read the rest]
How about this housing market? A few weeks ago, the CEO of Redfin shared a viral Twitter thread about what he was seeing. Here's just a snippet: It has been hard to convey, through anecdotes or data, how bizarre the U.S. housing market has … [Read the rest]
The Citi Custom Cash Card is a newly-launched rewards credit card which offers 5% cash back on your top eligible spending category up to $500 spent each month. This card will again compete against the other 5% cash back cards on the market, as did … [Read the rest]
The advisor-facing parts of brokerage firms are often of interest to DIY investors. In the June 2021 Market Perspectives article of Vanguard's advisor site, they included their asset class return projections for the next 10 years: Our 10-year, … [Read the rest]
Unifimoney is a new "money super app" which promises to help manage all of your assets in a single mobile app. I should start by mentioning that the app is currently iPhone/iOS only. Here's a quick rundown at what it includes: High-yield … [Read the rest]
In an amazing coincidence, Target is having their Target Deal Days from June 20-22, overlapping with Amazon Prime Day. The tagline is "3 days of spellbinding savings with no membership fees". New deals will be added every day, with the following … [Read the rest]
The Hustle has an article on 30-year-old early retirees and it serves as a quick introduction to the concept of FIRE (Financial Independence Retire Early). For the most part, it profiles young tech workers and engineers with very aggressive … [Read the rest]
Hi everyone, some quick blog maintenance stuff: My current provider (Feedburner) is shutting down as of July 2021. Free Updates via E-mail If you’d like to be automatically sent an e-mail when a new post is published (roughly every weekday), … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of June 2021, roughly sorted from shortest to longest maturities. I try to find lesser-known opportunities to improve your yield while keeping your principal FDIC-insured or equivalent. … [Read the rest]
As I reach the end of the 10-week free Yale Happiness Course, I definitely recommend this course if you are ready to commit time and effort into making yourself feel better mentally. One of the key points is the G.I. Joe fallacy, which is the false … [Read the rest]
Are stocks too overpriced? Is inflation coming to crush bonds? The media is not incentivized to tell you what is often the best advice: do absolutely nothing. If you still want to take action, consider rebalancing your portfolio. If you've … [Read the rest]
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