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Emergency Broadband Benefit: $50/Month Off Home Internet For Low-Income, Job Loss, and Furloughed Workers

The Emergency Broadband Benefit Program provides a temporary discount on monthly broadband bills for qualifying households. This program is separate and in addition to the the existing Lifeline program. They have only been running for a week and … [Read the rest]

PFS Buyers Club: NEW US Mint Coin Arbitrage Opportunity ($290+ Net Profit)

(Update: This 5/24 opportunity is no longer available. You can still sign up for an account and be alerted of the next opportunity roughly 48 hours prior.) New deal May 24th, 2021. The US Mint regularly releases limited-edition coins to … [Read the rest]

Big List of Car Demand Notes (GM, Ford, Toyota) & Other Non-FDIC Deposit Accounts: Up to 1.50% Interest

Interest rates remain very low, which makes people more willing to take some risk for "just a little bit higher" interest rates. This has renewed interest in the financing arms of many automotive brands that offer "demand notes" which they use to … [Read the rest]

Tether Reserves Breakdown: A Clear Example of Stablecoin Risk

Tether is the largest US dollar stablecoin in the world, with a market cap of about $58 billion. Stablecoins are supposed to be backed by an equal amount of fiat money held in a trust account. 1 USDT should be backed by $1 USD. But how do you … [Read the rest]

Thank You, David Swensen, For These Important Investing and Life Lessons

I was saddened to hear the news of the passing of David Swensen, a well-known investor, endowment fund manager, and educator. From the NY Times obituary: David Swensen, a money manager who gave up a lucrative Wall Street career to oversee Yale … [Read the rest]

Morningstar Target Date Retirement Fund Report 2021: Getting Better But Still Under-Appreciated

There are now trillions of dollars held by Target Date Funds (TDFs) inside employer-sponsored retirement plans like 401k's and 403b's, but you still don't see much coverage on them in the financial media. Perhaps they are too boring to grab clicks … [Read the rest]

Chase Co-Branded Credit Cards: Free 12 Months of DoorDash DashPass

Chase has expanded their partnership with DoorDash (and Caviar) to offer free DashPass membership for 12 months to co-branded Chase credit cards. DashPass is a subscription service that offers a $0 delivery fee and reduced service fees for … [Read the rest]

U.S. Bank Altitude Connect Visa Signature Card Review: 50,000 Point Bonus + 4X Points on Travel/Gas

US Bank continues its credit card expansion with the new U.S. Bank Altitude Connect Visa Signature Card, a premium travel rewards card which has a headline feature of 4X points on travel and gas stations, plus 2X points on dining and grocery stores. … [Read the rest]

Chase Business Complete Checking: $300 Bonus

Run a small business? Chase Bank has a Business Complete Checking account promotion offering a $300 bonus for new customers. You enter your e-mail address, and you should be sent a unique promo offer code for your online application. Some of the … [Read the rest]

Best Interest Rates on Cash – May 2021

Here's my monthly roundup of the best interest rates on cash as of May 2021, roughly sorted from shortest to longest maturities. Included are some lesser-known opportunities to improve your yield while keeping your principal FDIC-insured or … [Read the rest]

2021 Berkshire Hathaway Annual Shareholder Meeting Video, Transcript, and Notes

Here are my notes on the 2021 Berkshire Hathaway Annual Shareholder Meeting (YouTube, transcript). It was nice to see things nearly back to "normal" with Buffett offering up some lessons and going into some side details, while Munger just gets to … [Read the rest]

Savings I Bonds May 2021 Interest Rate: 3.54% Inflation Rate

May 2021 predictions confirmed. The fixed rate will indeed be 0% for I bonds issued from May 1, 2021 through October 31st, 2021. The variable inflation-indexed rate for this 6-month period will be 3.54% (also as predicted). See you again in … [Read the rest]