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Amazon: Pay with Discover Card Points, Get $10 off $50 or 30%/40% Off (Targeted)

Check offer link again to see if eligible for this new round. If you have a Discover card with cash back rewards, you can redeem them to buy eligible items at Amazon.com. The redemption rate is $1 in Cash Back Bonus = $1 to spend at Amazon, which … [Read the rest]

Last-Minute Tax Payment? Increasing Paycheck Withholding (W-4) is Better Than Direct Estimated Tax Payments (1040-ES)

It's late in the year, and you may have realized that you will owe more income tax than you thought. In order to avoid penalties, you'll need to send some extra money to the IRS or your state tax collector. Here is the *general* rule to avoid a … [Read the rest]

Qatar Airways Credit Card: Up to 80,000 Avios + OneWorld Status Perks (Limited-Time Offer)

Qatar Airways has new limited-time offers on their two US co-branded credit cards through a small issuer called Cardless. Even if you have no plans to fly on Qatar, these cards offer many perks useful to even domestic-only US travelers. For … [Read the rest]

TreasuryDirect Customer Service Delays and Estate Planning Concerns

TreasuryDirect.gov is the official site for individuals to directly purchase US savings bonds and US Treasury bonds, including new T-Bills and TIPS at auction. But is it still worth the hassle? Back in August 2024, TreasuryDirect sent me the … [Read the rest]

United(SM) Explorer Card Review – 50,000 Miles Offer + Annual Fee Waived First Year

The card_name is a Chase-issued credit card that offers unique perks on United Airlines including free checked bags and expanded award seat availability for redeeming miles. Here are the highlights: 50,000 United miles after $3,000 on … [Read the rest]

JetBlue Plus Card Review: 80,000 Bonus Points ($99 Annual Fee)

80k offer is back. The JetBlue Plus Mastercard is a rewards credit card that earns TrueBlue points for purchases and includes special perks for JetBlue customers. Right now, there is a special link above has an increased offer above the prior 50k … [Read the rest]

Coinbase: $50 Bitcoin Bonus for New Customers (Ends 11/22)

Coinbase is offering a $50 BTC new user bonus for new customers that complete their first trade of at least $1. Offer expires soon on 11/22/24. The promo code GET50 should already be populated. Fine print says $50 in Bitcoin should arrive within … [Read the rest]

Halfmore App: Turn Your Kids’ Chores into a Roth IRA

Roth IRAs are popular and powerful, and while they have an earned income requirement, they don't have a minimum age requirement. As long as a child has "official" earned income, they can contribute that into a Roth IRA (technically a Custodial Roth … [Read the rest]

Best Interest Rates Survey: Savings Accounts, Money Markets, Treasuries, CDs, ETFs – November 2024

Here's my monthly roundup of the best interest rates on cash as of November 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning more money while keeping the … [Read the rest]

Southwest Airlines Credit Cards: 50,000 Bonus Points Offer

Southwest Airlines Rapid points are very flexible, as they let you use points to book basically any available seat that could be bought with cash. A conservative approximation from my experience is 1.3 cents in Wanna Get Away airfare in per point. … [Read the rest]

Barclays Bank Tiered Savings: $200 Bonus on $25,000 Deposit (4.50% APY)

Barclays Bank Delaware is an FDIC-insured US bank with a limited-time offer of a $200 bonus if you deposit $25,000+ in new funds into their Tiered Savings Account. You must open by 1/6/2025, fund within 30 days of opening, and maintain the balance … [Read the rest]

US Bank Smartly Credit Card Review: Up to 4% Cash Back w/ $100,000 in Qualifying Balances

Update 11/11/24: Applications for this card are now open. No sign-up bonus. It let me check if I was "pre-approved" with a soft pull (had to unfreeze TransUnion for it to work), but I was not pre-approved. That might be because I recently applied … [Read the rest]