When creating financial statements, there are "generally accepted accounting principles" (GAAP) so that all companies follow the same standardized set of rules. After reading 100+ books on personal finance, you could also create what I would call … [Read the rest]
As an iPhone user, I store nearly all of my precious photos on their iCloud service. I used to backup my photos on Google Photos since they offered free unlimited storage at "high" quality, but Google announced it will stop offering this feature on … [Read the rest]
Instacart update: Slide now includes 4% back at Instacart (5% cash back if you pre-fund). My Instacart tip is to stay logged into the app on your phone and wait for them to send you periodic promotions. At least once a month, I will either get … [Read the rest]
The Bank of America Business Advantage Customized Cash Rewards Mastercard (what a name...) is the no-annual-fee “cash back” credit card in the Bank of America small business card line-up. The normal bonus recently has been a $300 statement credit, … [Read the rest]
Berkshire Hathaway (BRK) released its 2020 Letter to Shareholders over the weekend. If you also found reading this letter and Charlie Munger's Daily Journal transcript an enjoyable way to spend your weekend... you might be an investing geek! As … [Read the rest]
It seems that every year, Charlie Munger and the Daily Journal Annual Shareholder Meeting gets more and more media attention. Which is great, as Munger is now 97 years old. Yahoo Finance livestreamed the event, and you can view the full two-hour … [Read the rest]
Scott Galloway shares in The Algebra of Wealth his thoughts on how to achieve financial security (be rich). You should read the entire thing, but the ingredients in his formula are Focus, Stoicism, Time, and Diversification. I'm only including a … [Read the rest]
Updated. There are many people who are eligible for 100% forgivable federal assistance from the Paycheck Protection Program, but aren't applying for it, either due to misinformation or being discourage by all the bureacracy. Many PPP loan … [Read the rest]
Giving to charity has the double taboo of being both about money and your generosity to others. Double the chance for judgment, at least! "And once again, tithing is 10 percent off the top, that's gross income, not net. Please people, don't force … [Read the rest]
Vanguard recently released a report on “How America Invests”, based on the 5 million households with Vanguard retail accounts (taxable and IRAs, not 401ks). It looked at investor behavior from 2015 through 2019, along with the first quarter of … [Read the rest]
Update 2021: I just renewed with Mint Mobile again. I'm still happy with the service, including the new faster 5G speeds and increased data limits (added automatically without raising the price). I now pay $20/month for 10 GB 5G/LTE data (up from 8 … [Read the rest]
I've invested over $50,000 of my "alternative" money into PeerStreet real estate notes because of the ability to diversify into 50+ different high-interest loans backed by physical real estate. Here is a case study of a $10 million mansion that … [Read the rest]
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