Here's a simple Starbucks promo that expires soon: Buy a $20+ Starbucks eGift, Get a $5 Starbucks eGift Card. You should be able to see a banner on the front page of your Starbucks app, but the terms say you can order via Starbucks.com too. … [Read the rest]
Starbucks Mastercard Promo: Buy $20 eGift Card, Get $5 eGift Card Free (12/23 Only)
December 22, 2020 By 1 Comment
Last updated: December 24, 2020
GMO 7-Year Asset Class Return Forecast Check-in: 2020 vs. 2013
December 22, 2020 By 2 Comments
Although I avoid daily stock market quotes, I have been reading Jeremy Grantham’s quarterly letters and the GMO 7-Year Asset Class Return Forecasts for over 10 years now. These projections are based on their proprietary models, with a strong focus … [Read the rest]
Last updated: December 22, 2020
Google Pay App: Referral Bonus, Target, Walmart+ Subscription Offers
December 21, 2020 By 14 Comments
Update: My apologies, Google is changing up the details of these promotions on everyone rather quickly. The referral bonus looks to be decreased and the Target promo is no longer taking new activations. Please assume this post is outdated and go … [Read the rest]
Last updated: December 22, 2020
Free Investing Book PDF – 12 Simple Ways to Supercharge Your Retirement (Two Funds for Life)
December 15, 2020 By 1 Comment
Paul Merriman is a long-time financial advisor known for his "Ultimate Buy-and-Hold Portfolio" that utilized a more complex 10-fund version of a low-cost index fund portfolio. Although now retired from advising, he continues to add new content to … [Read the rest]
Last updated: December 15, 2020
Best Interest Rates on Cash – December 2020
December 10, 2020 By 13 Comments
Here's my monthly roundup of the best interest rates on cash for December 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and there are many lesser-known … [Read the rest]
Last updated: December 10, 2020
Peerstreet Case Study #3: COVID-Era Commercial Property Foreclosure Disaster
December 9, 2020 By 17 Comments
I've invested over $50,000 of my "alternative" money into PeerStreet real estate notes because of the ability to diversify into 50+ different high-interest loans backed by physical real estate. Here is a case study shared by a helpful reader about a … [Read the rest]
Last updated: February 16, 2021
Mediocre Target Date Retirement Funds? Replace Them When You Switch Jobs
December 8, 2020 By 6 Comments
If you have a workplace 401k/403b/457 retirement plan, there is probably a target-date fund (TDF) inside. TDFs provide a "set-and-forget" investment option that automatically adjusts the asset allocation over time as you move towards your target … [Read the rest]
Last updated: December 8, 2020
Hyatt Hotels: 500 Free Bonus Points
December 7, 2020 By Leave a Comment
Hyatt Hotels is having a "Global Day of Gratitude" on December 9th, and as part of that is giving out 500 bonus Hyatt points if you listen to one of their Headspace exercises (again, must be done 12/9): On December 9th: • Open the World of Hyatt … [Read the rest]
Last updated: December 1, 2022
PeerStreet Review: Fractional Real-Estate Loan Returns (IRR) After 4.5 Years
December 6, 2020 By 37 Comments
Updated February 2021. I started investing in PeerStreet real-estate backed loans in July 2016. I've long liked the idea of hard money loans, but I wanted more diversification as opposed to tying all my money up with one single property. … [Read the rest]
Last updated: May 17, 2022
Tesla S&P 500 Noise vs. Vanguard Total Market Quiet Simplicity
December 3, 2020 By 8 Comments
Tesla's stock value is up a whopping 600% in 2020 alone, with a current market cap of over $550 billion dollars and a P/E ratio of over 1,000. At this moment, it is worth more than Disney, Walmart, or Berkshire Hathaway. Even better, the S&P 500 … [Read the rest]
Last updated: December 4, 2020
Giving Tuesday 2020: Double Your Impact With Matching Donations
December 1, 2020 By Leave a Comment
Tuesday, December 1st is Giving Tuesday 2020, an international day about giving support through charities and nonprofits by donating money or volunteering your time. In case you aren't inundated with mailings already, this time of year is a big deal … [Read the rest]
Last updated: December 1, 2020
Wishing You a Hopeful and Happy Thanksgiving
November 25, 2020 By 6 Comments
Imagine an aeroplane makes an emergency landing and breaks into three parts. As the cabin fills with smoke, everybody inside realises: we’ve got to get out of here. What happens? On Planet A, the passengers turn to their neighbours to ask if … [Read the rest]
Last updated: November 26, 2020
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