The IRS has released an official tool to check the status of your stimulus check, otherwise known as Economic Impact Payment / Coronavirus Tax Relief. It seems like you can also add your bank account information for direct deposit if they don't … [Read the rest]
Official IRS Tool to Check Status of Stimulus Check
Couch Potato Portfolios: Simple, Cheap, and Diversified Still Works
Scott Burns of the Dallas News is known for his "Couch Potato Portfolios". These are literally the simplest, laziest, easiest portfolios that you will ever see. The Basic Couch Potato Portfolio is 50% Total US Stock and 50% Total US Bond … [Read the rest]
Free HBO: 500 Hours Free To Stream During April 2020
For the month of April, HBO is making 500 hours of programming available to stream for free (without ads) for a limited time on HBO Now and HBO Go services without a subscription. You can download the HBO Go or HBO Now apps for iOS and Android, and … [Read the rest]
CIT Bank Savings Builder $300 Deposit Bonus (EXPIRED)
(NOTE: This promotion is expired. Please visit this page for current CIT Bank products and rates.) Expired info for historical reference purposes: CIT Bank still has their Savings Builder Account deposit bonus. The bonus has increased to up … [Read the rest]
My Unconventional Best Work-From-Home Gear Guide (What’s Yours?)
I'm quite familiar with working from home in my tiny 78 sq. ft. "office", but after looking at some online WFH gear guides recently, it's all about standing desks, latest laptop models, and USB hubs. Eh? My desk is a basic folding table and my … [Read the rest]
Bank of America Paycheck Protection Program (PPP) List of Required Documentation
As a follow-up to my initial post on the Paycheck Protection Program (PPP), there has been a some speculation as to the specific documentation required to prove your eligibility and payroll numbers. Each lender may have some discretion as to … [Read the rest]
US Stocks vs. International Stocks vs. US Bond Index Returns Since 2000
If you can take it, here is some more humbling food for thought. Here is a comparison of the growth of $10,000 invested in either the Total US stock, Total International Stock, or Total US bond index fund from the beginning of this century … [Read the rest]
Paycheck Protection Program (PPP): Forgivable SBA Loans For 2.5x Monthly Payroll
If you are a small business impacted by COVID-19, including self-employed and independent contractors, you have hopefully been following the developments of the Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan Emergency Advance … [Read the rest]
Best Interest Rates on Cash – April 2020
The Federal Reserve further cut their target Fed Funds Rate to zero in March, so we continue to see a steady stream of rate drops on cash savings. I hope that some of you got a nice rate locked-in if you tried to refinance your mortgage. Here's … [Read the rest]
National Emergency Library: Free Digitized Book Access During Pandemic
It is estimated that 1 in 5 students across the world are currently unable to attend school. In response, the Internet Archive opened the National Emergency Library, which suspends the normal lending waitlists on its 1.4 million digitized books. … [Read the rest]
CARES Act: Stimulus Checks, Unemployment, Student Loan, IRA/401k, HSA/FSA Changes
In response to the coronavirus outbreak, the federal government approved a third round of economic relief. There is plenty of media coverage, but after reading multiple articles I noticed that nearly all of them miss at least one thing that another … [Read the rest]
The Hype Cycle of DIY Investor Self-Confidence
In an article about the challenges of autonomous vehicles, I came across a chart of the Hype Cycle from the consulting firm Gartner that supposedly models the life cycle of new technology: Maybe it's just me, but I found this curve to also … [Read the rest]