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Fort Bragg Federal Credit Union Certificate Deal: 5-year at 2.99% APY

Fort Bragg Federal Credit Union has some solid rates on their term share certificates, most notably the 5-year jumbo certificate at 2.99% APY ($25,000 minimum) and 2.89% APY ($5,000 minimum). Available both in regular taxable and IRAs. These are … [Read the rest]

Prudential Instagram Ads For Early Retirement

Prudential Ad Image

I had no idea @prudential existed until today (and this post is not sponsored by them in any way) but apparently they have a series of Instagram-specific ads targeting younger workers. They even have some that reference early retirement. Do you … [Read the rest]

Charlie Munger Daily Journal Annual Meeting 2020 Full Video, Full Transcript, and Notes

If you like hearing Warren Buffett and Charlie Munger talk at the Berkshire Hathaway (BRK) annual meeting, you should also watch or listen to Charlie Munger at the Daily Journal (DJCO) annual meeting. DJCO is his personal pet project, and each year … [Read the rest]

Do Not Buy List: Healthcare Sharing Ministry As Health Insurance Alternative

I am creating a "Do Not Buy" list as part of my estate planning to help my family avoid potentially dangerous financial products. These things are not illegal "scams", but may have hidden risks where it is better to simply avoid them. In addition … [Read the rest]

Reminder: File a Claim For Yahoo Data Breach Class Action Settlement

I thought I'd mentioned this already, but apparently not. If you had a Yahoo account (including Yahoo Fantasy Sports, Yahoo Finance, Tumblr, or Flickr) between January 1, 2012, and December 31, 2016, you are a member of the Yahoo! Inc. Customer … [Read the rest]

Keep Hawaiian Miles From Expiring By Taking A Single Survey (Opinions Take Flight)

Opinions Take Flight is a consumer survey panel that pays out Hawaiian Airlines Miles instead of cash. New members get 350 HawaiianMiles for joining and completing the first survey. I usually find these survey panels too tedious to participate in … [Read the rest]

Best Interest Rates on Cash – February 2020

Here's my monthly roundup of the best interest rates on cash for February 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and also invest in longer-term CDs (often … [Read the rest]

Investing in International Stocks: More Educational Resources

Want to learn more about investing in markets beyond the US and the S&P 500? Meb Faber of Cambria Investments has a packed Twitter thread summarizing his "6 favorite research pieces of 2019 making the case for global investing". It may be easier … [Read the rest]

Which Car Models Do Owners Keep Forever?

Used car website iSeeCars.com commissioned a study of over 350,000 cars from the 1981-2004 model years to determine which Cars People Keep the Longest. Here are the Top 15 vehicles ranked by how many of the original owners kept them for at least 15 … [Read the rest]

Bank of America Free Museum Tickets 2020 Dates

Bank of America is running their Museums on Us program again for 2020, which offers cardholders free admissions to 200+ museums, science centers, and botanical gardens nationwide on the first full weekend of every month (Saturday and Sunday). Each … [Read the rest]

Sam’s Club: Buy 1 Year Membership for $45, Get $45 Cash Back Credit

Sam's Club has a special membership offer where if you first register your e-mail at this promotional website and then pay $45 for a new 1-year membership, you will get $45 off $45 or more of qualifying purchases at Sam's Club within the first 60 … [Read the rest]

Credit Karma Tax Review: $0 Federal, $0 State Tax Filing w/ No Last-Minute Charges

Tax season is officially here as the IRS has started accepting E-files. For you early birds, Credit Karma Tax is now on its 4th year of offering 100% free Federal AND State tax preparation software with free e-File and no income restrictions. You … [Read the rest]