2015 ACA Obamacare Income Qualification Chart

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Open enrollment for obtaining health insurance from the Affordable Care Act-sponsored Health Insurance Marketplace for the 2015 calendar year starts on November 15th, 2014. (If you have a qualifying event like marriage, divorce, the birth of a child, loss employment, or loss of insurance then you can enroll at any time.)

Here is a chart to help you determine if you will qualify for lower premiums and/or lower out-of-pocket costs based on your estimated 2015 household income and household size. Get more details and sign-up for e-mail reminders at Healthcare.gov.

aca2015income2

The numbers above are for the contiguous 48 states. Income cutoffs are higher in Alaska and Hawaii.

Estimated prices for 2015 plans are supposed to be available in “early November” but there are only 9 days until enrollment actually starts. I would hope that the actual 2015 premiums will have been finalized by then!

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Comments

  1. Could you provide clarification on if you can qualify for lower premiums if household size & income falls on the chart, BUT you currently are offered coverage at work? My employer offers coverage, and pays 40% of premium for family, but the cost is prohibitively expensive. My understanding is that since I am offered coverage at work, even if its a rip-off, we wouldn’t qualify for any reduction in premiums. So to select a marketplace plan we would then forego the pre-tax benefit of paying premiums through employer. Is this accurate?

  2. This all sounds confusing but hey what do I know! Up here in Canada I dont worry about healthcare!

  3. I recently qualified for Medicaid/Health Net Access plan in Arizona. My health condition requires that I receive Chelation Therapy Treatments, which is a non-ivassive EDTA drip into the arteries, to remove calcium and metal deposits that clog up my arteries. I’ve been doing this for over 15 years now, to prevent from having heart bypass surgery or a stint put into my arteries. Chelation Therapy Treatments are usually administered by a medical doctor who is also a homeopathic physician. The treatments cost me between $120.00 to $185.00 per every session, about once every three to six months.

    Chelation is NOT COVERED by Medicaid or Medicare. My only alternative is to have a heart bypass or stint surgery for thousands of dollars, and stints require replacements and have proven to be inefficient long term. Chelation Therapy has been a successful treatment since World War I… WHY DOES MEDICAID OR MEDICARE NOT COVER THIS LESS EVASIVE AND FAR LESS COSTLY TREATMENT?

    • Sky Quinn says

      That’s a good question. And I don’t know the answer. What I do think is the therapy you are receiving seems very inexpensive & perhaps way less than what your share of a stint or bypass would be. Perhaps purchasing a supplemental Medicare policy will cover the cost of your therapy. Good luck.

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