American Express® Gold Card: 60,000 Points Welcome Offer, $84 Dunkin’ Credit, $100 Resy Credit, $120 Uber Cash, $120 Dining Credit

The American Express® Gold Card has been refreshed in order to get back to its former glory as a status card with several new perks and credits mostly related to travel and dining. Here are the highlights:

• 60,000 Membership Rewards(R) points after $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• $84 Dunkin’ Credit (NEW): Get up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at US Dunkin’ locations. Enrollment is required.
• $100 Resy Credit (NEW). Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. This is broken down into up to $50 in statement credits semi-annually. Enrollment is required.
• $120 in Uber Cash. Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
• $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment is required.
• The Hotel Collection benefit. At over 1,000 upscale hotels worldwide that are part of The Hotel Collection, you can receive a $100 credit to use towards eligible charges, which may include food and beverage, spa, or other on-property charges with every booking of two nights or more through AmexTravel.com. Credit use varies by property.
• 4X Membership Rewards(R) points at restaurants worldwide (on up to $50,000 of purchases per calendar year, then 1X for the rest of the year).
• 4X Membership Rewards(R) points at U.S. supermarkets (on up to $25,000 of purchases per calendar year, then 1X for the rest of the year).
• 3X Membership Rewards(R) points on flights booked directly with airlines or on amextravel.com.
• 2X Membership Rewards(R) points on prepaid hotels and other eligible purchases booked on AmexTravel.com.
• 1X Membership Rewards(R) point per dollar spent on all other eligible purchases.
• Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
• No foreign transaction fees.
• Terms apply.
• $325 annual fee (increased). Additional cards (authorized users) are free. (See Rates and Fees)

Note the following:

Welcome offer not available to applicants who have or have had this Card or the Premier Rewards Gold Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

The application will tell you if they detect that you are not eligible for the bonus based on their records.

Membership Rewards points can be converted to the following airline and hotel programs (there are more, this is just a selection):

• Delta SkyMiles
• Hawaiian Airlines
• JetBlue
• ANA Mileage Club (partner of United Airlines)
• Air Canada (partner of United Airlines)
• British Airways (partner of American Airlines)
• FlyingBlue (Air France/KLM)
• Singapore Airlines
• Virgin Atlantic
• Choice Privileges
• Hilton Honors
• Marriott Rewards (Starwood)

You can also transfer to gift cards many retailers at varying rates, but many available at the rate of 10,000 MR points = $100 gift card. My most common redemption is a $100 Home Depot card for 10,000 points, sometimes less when they run special discount. However, don’t expect the cash-equivalent prepaid credit cards at that rate, it’s usually closer to a 0.6 cent/point ratio.

The value this card really depends on if you can use up their long list of annual credits, worth over $400 in value annually. Their target customer is a “food lover” that travels regularly. If you can take advantage of the credits, your potential first year value is higher than $800 with the current limited-offer.

Bottom line. The new American Express® Gold Card has a bunch of new features more targeted at the young, urban traveler including hundreds of dollars of potential credits related to dining out and travel.

(See Rates and Fees)