Free Credit Reports Available Nationwide Now (Few Days Early)

Posted on August 26, 2005 // 5 Comments
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If you live anywhere but the East Coast, you already have had access to a free annual credit report from each of the three major credit bureaus, as mandated by the government. Access to states on the East Coast* was supposed to start on September 1st, but according to some impatient people 😉 it is available now, five days early. So if you want to beat the rush, go for it! The official website is here: AnnualCreditReport.com. Don’t confuse it with those other “free credit report” sites that make you sign up for a 30-day trial.

Note that you just get a your report, listing your credit history, lines, and balances. Access to your credit score will cost you, but unless you are shopping for a mortgage or insurance, you’ll probably be fine using the free FICO Score Estimator from myFICO.

* Eastern states include Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Vermont, Virginia, and West Virginia. Also eligible now are Puerto Rico and all U.S. territories.

Filed Under: Credit Cards //
Last updated: August 4, 2006
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Comments

  1. Anonymous says
    August 26, 2005 at 1:42 pm

    Good stuff! I just checked up and it does in fact work now for the east coast.

    Reply
  2. Flexo says
    August 26, 2005 at 3:25 pm

    Thanks for the heads up! I was just going to wait until Sep 1.

    Reply
  3. boss says
    August 27, 2005 at 4:14 am

    Thanks, I was due for a checkup soon and have been waiting until the East Coast got access to the free reports!

    Reply
  4. DS Dan says
    August 29, 2005 at 9:03 pm

    Beware, there are apparently many imitator sites that rely on a mark’s inability to spell annualcreditreport.com. Make sure you hit the right one if you type it in…

    Reply
  5. Albert says
    October 21, 2005 at 6:34 am

    Thank you for the headsup. Free reports is always nice. IN fact i took advantage of the free credit report and score form MBNA (it’s provided by Equafax) and all my info seem to be correct on all three credit agencies 🙂

    Reply

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