HSBC Direct, GMAC Bank at 4.80% APY

June 20, 2006 By Jonathan Ping 9 Comments
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HBSC Direct is now back up to 4.80% APY, joining GMAC Bank.

Filed Under: Banking
Last updated: October 10, 2011
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Comments

  1. Anonymous says
    June 20, 2006 at 6:43 pm

    should we take our money out of equities if we have it?

    Reply
  2. go savings says
    June 20, 2006 at 7:23 pm

    Lets see who hits 5% soon… there is a bank bankunited or something giving 5% but they suck as they credit and compund interest quaterly and if you close your account before the interest is credited they keep it!!

    Reply
  3. Allan says
    June 20, 2006 at 8:41 pm

    I believe countrywide bank has 5.00% APR. Not too bad

    Reply
  4. Anonymous says
    June 20, 2006 at 10:15 pm

    according to bankdeals.blogspot.com, three banks (oneunited, bankunited, and interstate net bank) have 5% apy.

    Reply
  5. Anonymous says
    June 21, 2006 at 6:59 am

    Is GMAC offering any bonuses to sign up?

    Reply
  6. sillycat says
    June 21, 2006 at 9:33 pm

    Emigrant Direct catches up HSBC at 4.8%

    Reply
  7. LordOfTheManor says
    June 21, 2006 at 9:42 pm

    Emigrant is now up to 4.80% too

    Reply
  8. mapgirl says
    June 22, 2006 at 12:37 pm

    Jonathan, I didn’t understand the HSBC rate card very well. Are all their CD’s $1000 minimums? And are the Internet banking CD rates much lower than the 4.80% on the straight savings account? If so, I’m not really sure that HSBC is the way to go. If a person is a spender (like I am), I think being able to buy CD’s and lock your money up with higher rates is probably a good thing.

    What do you think?

    Reply
  9. Jonathan says
    June 23, 2006 at 7:41 am

    If you’re looking at CDs, I think there are much better rates elsewhere than at HSBC. Most of their energy seems to be focused on attracting customers to HSBC Direct.

    Reply

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