Target: 10% Off Gift Cards on 12/2 and 12/3 Only (Up to $50 off $500)

November 30, 2023 By Jonathan Ping 3 Comments
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In what has become an annual recurrence, Target Circle is offering 10% off up to $500 in Target Gift Cards ($50 potential max savings) on Saturday, December 2nd and Sunday, December 3rd, 2023 only (press release). Offer available both in-store and online. Before you buy the gift cards, you must activate the offer in your Target Circle account first online or in the Target app. (This is how they prevent people from buying a million gift cards in separate transactions.) Remember to buy all your gifts cards in a single transaction.

  • Limit one offer per guest to purchase Target GiftCards online or in store.
  • Transaction can include multiple Target GiftCard items up to $500 ($50 maximum discount).
  • Increased shipping volume may cause delays for physical gift cards. For faster delivery, email and text gift card options are available.
  • Offer excludes Visa Gift Cards, Mastercard Gift Cards, American Express Gift Cards and gift cards issued by other retailers such as dining, lifestyle and entertaining gift cards.

5% cash back stacking on top of 10% discount. A reminder that the 5% Target REDcard discount does not apply to gift card purchases, so you should use another rewards credit card. You may wish to use your Discover card as it offers 5% cash back at Target this quarter.

Alternatively, you can also pay for your order with PayPal linked to a Chase Freedom Flex card, as it is offering 5% cash back on PayPal this quarter.

Filed Under: Deals & Offers
Last updated: December 1, 2023
My Money Blog has partnered with CardRatings and may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers and may impact how and where card products appear on the site. MyMoneyBlog.com does not include all card companies or all available card offers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

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Comments

  1. aa says
    November 30, 2023 at 5:43 pm

    With 5% interest rate these days, I make sure I can save more than 5% when storing cash in a gift card – so buying it with Discover is a good deal.

    Reply
    • Brad F says
      December 1, 2023 at 5:26 am

      aa, I understand your point, but it takes a whole year to earn 5% on cash. If you spend $100/mo at Target and buy a $500 GC, you’ve saved $25 (plus $23.75 cash back on Discover) , but would have only earned about $6 interest over those five months. Plus you have to pay tax on that interest.

      I agree that gift cards are not good long-term storage for cash, but for purchases you’ll make anyway in the next several months, it’s a nice bonus.

      Reply
  2. Mark says
    November 30, 2023 at 5:56 pm

    I add a card to my account so the next day I can start using it. The balance makes great gifts or can be added to the account later. Buying in groups of $100 and $50 seems best

    Reply

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