Deal will be back 12/7 and 12/8. In what has become an annual recurrence, Target Circle is offering 10% off up to $500 in Target Gift Cards ($50 potential max savings) on Saturday, December 7th and Sunday, December 8th only (2024 press release). Offer available both in-store and online. Before you buy the gift cards, you must activate the offer in your Target Circle account first online or in the Target app. (This is how they prevent people from buying a million gift cards in separate transactions.) Remember to buy all your gifts cards in a single transaction.
- The offer is available exclusively for members of Target Circle, their free-to-join loyalty program.
- Target GiftCards can be purchased online or in store
- New this year, the discount will be automatically applied to Target GiftCards at checkout for Target Circle members.
- Make sure to use your Target profile (app or online) to make the purchase or enter your phone number at checkout in-stores.
- Consumers can purchase up to $500 in Target GiftCards to maximize their savings.
- Target GiftCards never expire, so shoppers who have checked off their holiday lists can still gift the cards to themselves for future use.
5% cash back stacking on top of 10% discount. A reminder that the 5% Target REDcard discount does not apply to gift card purchases, so you should use another rewards credit card. You may wish to use your Discover card as it offers 5% cash back at Target this quarter.
Alternatively, you can also pay for your order with PayPal linked to a Chase Freedom Flex card, as it is offering 5% cash back on PayPal this quarter.
With 5% interest rate these days, I make sure I can save more than 5% when storing cash in a gift card – so buying it with Discover is a good deal.
aa, I understand your point, but it takes a whole year to earn 5% on cash. If you spend $100/mo at Target and buy a $500 GC, you’ve saved $25 (plus $23.75 cash back on Discover) , but would have only earned about $6 interest over those five months. Plus you have to pay tax on that interest.
I agree that gift cards are not good long-term storage for cash, but for purchases you’ll make anyway in the next several months, it’s a nice bonus.
I add a card to my account so the next day I can start using it. The balance makes great gifts or can be added to the account later. Buying in groups of $100 and $50 seems best
Apparently, this will be offered again on Saturday-Sunday 12/7-8/24 for Target Circle members
Thanks for the reminder, will update the post shortly.