TD Double Up Card: 2% Cash Back on All Purchases (TD Bank Deposit Account Required)

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The TD Double Up card is a new cashback rewards credit card from TD Bank which earns up to 2% flat cash back on all eligible purchases without worrying about the merchant or category.

  • 1% cash back on purchases + 1% cash back when you redeem into an eligible TD Bank Deposit Account.
  • New customer bonus: $75 cash back via statement credit after $500 in purchases within the first 90 days.
  • 0% introductory APR on balance transfers for first 15 billing cycles.
  • No annual fee.

At first, I though this was not-so-subtle copycat of the Citi Double Cash card, which offers 1% on purchases + 1% when you pay Citi back for those purchases (which you should each month to avoid carrying a balance). Citi does not required any other accounts with them. Here, the restriction to earn that extra 1% back is that you must be an active holder of a TB Bank checking or savings account. TD Bank only offers accounts to customers in select states:

Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Washington, D.C.

Bottom line. If you are a TD Bank customer, the TD Double Up card is another welcome option for a simple flat 2% cash back credit card with no annual fee. Everyone should have a 2% cash back card in their purse/wallets, even if they have other cards with higher cashback in specific categories. If you don’t bank with TD Bank or have a Fidelity account, check out the Citi Double Cash card.

My Money Blog has partnered with CardRatings and may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers and may impact how and where card products appear on the site. MyMoneyBlog.com does not include all card companies or all available card offers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.


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